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Xoom Corporation

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Overview

Xoom Corporation has a rating of 1.2 stars from 53 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers complaining about Xoom Corporation most frequently mention customer service, bank account, and money transfer problems. Xoom Corporation ranks 185th among Money Transfer sites.

  • Service
    22
  • Value
    17
  • Quality
    17
Positive reviews (last 12 months): 0%
Positive
0
Neutral
0
Negative
3
2
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How would you rate Xoom Corporation?
Top Positive Review

“Okay but...”

Kofoworola G.
9/13/18

They keep cancelling payments. My boss has to call them constantly to tell them to pay me my money. It gets frustrating and annoying like he has been paying me for a year. Is it not common sense to know its not working?

Top Critical Review

“Unspeakable customer service”

James C.
6/21/24

I contacted Xoom to ask why my transfer had not gone through although the money had been deducted from my. Bank account. Note that this transfer was identical to transfers I have made each month for years. After more than two hours on the phone with various supervisors I was told that it might take up to 4 days before it could be confirmed whether or not there was a problem and only then could corrective action be taken. The complete lack of courtesy and unwillingness to help have convinced me to close m y Xoom account.

Reviews (53)

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customer service (25)
Thumbnail of user jamesc7893
1 review
0 helpful votes
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June 21st, 2024

I contacted Xoom to ask why my transfer had not gone through although the money had been deducted from my. Bank account. Note that this transfer was identical to transfers I have made each month for years. After more than two hours on the phone with various supervisors I was told that it might take up to 4 days before it could be confirmed whether or not there was a problem and only then could corrective action be taken. The complete lack of courtesy and unwillingness to help have convinced me to close m y Xoom account.

Service
Value
Quality
Thumbnail of user selfdefensenetwork89
1 review
1 helpful vote
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November 16th, 2023

Paolo the rudest most unprofessional representative I dealt with in 6 Plus decades on earth. Horrible service 1 hour on the phone promises promises never lets the transaction go through and disconnects me with no explanation. Rude and disgraceful. With a million other ways to send money I will never use these horrible people or their disgraceful Representatives again. They should start by firing him.

Thumbnail of user dsnin14
1 review
0 helpful votes
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August 8th, 2023

I have used the service for many transactions but recently this has become a pattern. It has been almost a month and they are still holding my money hostage. Not everyone has a hundred dollars just laying around. I made the transaction almost 1 month ago now. I had to reach out to them multiple times via phone to speak to their customer service team. They all repeated the same script back to me on the phone and on emails, including the supervisor. I told them that when they have "technical difficulties" they should at the very least CONTACT the customer, it should never have been me contacting them first. Appalling service all round.

Products used:
Xoom money transfer

Service
Value
Quality
Thumbnail of user cedarl
1 review
1 helpful vote
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March 2nd, 2023

Worst experience using Xoom to transfer funds. They hold on to your money and send cryptic emails with no clear reason why they need to hold on to your money, sometimes for a week. Only way to know what is happening is to call. But they don't really have any answers for you. I feel completely at their mercy. I will never use Xoom again. There are better, less expensive apps out there.

Service
Value
Quality
Thumbnail of user elizabeths3332
3 reviews
1 helpful vote
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February 18th, 2023
Verified purchase

I tried to send $100 to a friend in Ghana who needed it urgently. I have done this before with no problem. This time Xoom first notified me that the money had reached my friend's bank, then a day later the transaction was cancelled, with no reason given.

A call to customer service yielded the following unacceptable answer: "Our bank partner did not give a reason for the cancellation."

Was it because the transfer was to Ghana? If so, that's absolutely disgusting! Do not use Xoom. It is a terrible service.

Tip for consumers:
Don't trust them.

Service
Value
Quality
Thumbnail of user annaz220
1 review
4 helpful votes
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December 14th, 2020

The worst service ever. No collaboration between departments, fraud and unauthorized activity, unreasonable account freeze. Poor customer service. If there were a way to give negative star I would have done so.

Thumbnail of user stephenh1756
3 reviews
3 helpful votes
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April 8th, 2023

When Xoom works, it seems to work great. But if there's ever a problem, forget it! Xoom has nonexistent customer service! I used Xoom for several years to send money to the Philippines, but suddenly without explanation, they cancelled my account!

Service
Thumbnail of user brianc1743
1 review
5 helpful votes
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September 9th, 2020

I used this service for more than two years and had no issues until last month. The site would no longer process my transfers. It took forever to get a live person on the phone and then they put me on hold for an hour.
When they returned to call they said they didn't know why my account did not work and wanted to put me on hold again. I asked if they could contact me when the issue is resolved but to date no one has contacted me. I've sent multiple emails to customer service but I get no reply.
I've had to use another service but am puzzled as to why a business would treat customers like this. I could only think that they have more business than they need.
Poor experience

Thumbnail of user vijayabalanm
1 review
7 helpful votes
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July 6th, 2020

These guys running a scam.

I initiated the transfer for an urgent need, they said money will get transferred in 3 business days and they debited my money from my account. After waiting for 3 days, they have to cancel it due to some bank limit reasons.

I asked them for the money refund immediately so that i could send it via another service and they said it will take another 4 days for refund it back.

So they took my money for 7 days, did nothing for me except causing lot of mental stress.

Please don't trust these guys. This is not the first time I am getting cheated by them..

Thumbnail of user gloria.mendoza23
1 review
1 helpful vote
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May 12th, 2023

Xoom sucks over a 10 years with them and they"re giving me crap after deducting from my bank account and still delaying my transfer specially all in emergency situations call customer service and not helping at all supposedly I have to use my debit card instead of my bank account nothing but a joke good bye

Service
Value
Quality
Thumbnail of user ew184
2 reviews
5 helpful votes
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January 23rd, 2021

In order to transfer money from my PayPal account to my bank account I was forced to use Xoom. I followed the instructions and shortly thereafter received a message more info required however xoom did not specify what info. I tried emailing, I get assigned a case number and told someone would follow up but no one follows up. When i attempt to call the number provided the messages says too busy, call back and hangs out. This company is the worst holding My Money hostage and I have no way to retrieve it. Do not use this service or Pay Pal for enabling this.

Products used:
Banking service

Service
Thumbnail of user tonyl624
1 review
1 helpful vote
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June 1st, 2021

3 years I used them with minimal issues. It's been 7 days since my employer transferred my paycheck to me thru Xoom. They have a tracking number they don't ever update since day 1. Their customer service is outsourced to India call centers, so they can't help with anything at all and are very rude. No one from Xoom has reached out to my employer or answered his emails. They literally stole my paycheck! DO NOT USE XOOM ANYMORE!

Service
Value
Quality
Thumbnail of user divyeshb
1 review
6 helpful votes
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September 28th, 2018

Sorry for 1 star. But it was very inconvenient and hassle. I had been using this service for years and all of my transaction used to be with xoom.com now they have very inconvenient polices that will cancel your transaction lock your account and most of them they will ask you the same detail that you have provided in transaction. I understand they ask the question for security that they have to confirm if those questions are legit. But address of recipient?
E.g. Recipients address - Were you making sure that someone is going to that place and see if the person exist or fake person or probably going to walk in and hand over cash!
Well this is what you experienced when small startup get merged in to giant companies where no respect to quality and common sense but quantity and idiotic practice of law. You are now the last in my list for my money transfer needs

Thumbnail of user melindah14
5 reviews
6 helpful votes
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June 23rd, 2023

Paypal user for over 20 years. Tried to use Xoom, was immediately flagged for "security" reasons and spent more than an hour on the phone with them trying to figure out exactly what they could not verify. They refused to say exactly what it was. But my account is now permanently flagged as some kind of undesirable and all transactions I attempt to make are immediately denied with no recourse. Their so-called customer service is worse than useless. They waste your time, demand personal details that I am sure they sell off to data brokers, and do nothing to resolve any problems. The positive reviews have got to be shills, because I can't believe Xoom is even a real company. I've met Nigerian princes who were less shady. Avoid this garbage fire of a company at all costs.

Service
Value
Quality
Thumbnail of user ivonnev4
1 review
5 helpful votes
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April 8th, 2020

I just sent money to Chile, per XE 1,297.000 pesos = $1,535.00 dollars. Xoom's exchange $1,596.00 dollars + $9.99 fee. Other companies like Ria and World Remit, were not so greedy. I do understand that they have to make a profit in the exchange, but $61! Mr. Schulman these are terrible times, do not take advantage of people's misery.

Thumbnail of user anupp6
1 review
3 helpful votes
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January 13th, 2021

Send money thru Xoom from US to India. Got the notification that it is credited in recipient's account. I contacted customer service - It took 45 mins of repeated dials to finally get to hear a human voice at the other end. It seems like they have to check with the backend partner and confirm on the transaction status. Xoom could not give an ETA for the resolution. Service agent was so rude and abruptly disconnected my call stating there is no further update on this transaction.

Service
Value
Quality
Thumbnail of user chrisl1431
1 review
2 helpful votes
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July 27th, 2021

I have spent the best part of 24 hours trying to transfer a relatively small amount of money from my German bank account to a UK bank account. "It's easy! Log-in with your PayPal account" it says. All well and good until the transaction was cancelled immediately after making it. Endless disconnected phone calls and emails telling me to phone again later, I was told PayPal is separate to Xoom and I needed to sent proof of ID and residence. This I did. Then I got another email saying this wasn't good enough and I needed further proof of residence. This I sent. Then this was refused as my name wasn't an exact match to the shortened version used in my PayPal account. And guess what, you can't edit it. Called customer service and they told me they couldn't transfer me to the relevant department as they were too busy. Called the number myself, explained the situation and they hung up. In the end, I used Wise Money Transfer instead. Whole thing took ten minutes from scratch.

Service
Thumbnail of user gregoryz122
2 reviews
1 helpful vote
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September 30th, 2023

First out of the blue they disabled my payment source it said wrong card type with both options debit and credit and wouldn't let me enter it. Then after two dozen transactions or more they disabled my recipient source it said wrong account number and it clearly was the correct number. Then they say it's an issue with the card issuer when it clearly was not. So I call to have my account deleted and they restricted me from using their service as if I did something wrong. No accountability just the runaround.

Service
Value
Quality
Thumbnail of user ayanamccallum
1 review
0 helpful votes
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November 16th, 2023

I tried my first transfer he was we found it then I tried again they charged my credit card and then I got an email that I was supposed to call to confirm my transfer if 240.00 that was charged on my credit card already
So they want to know why? To who? Why and the reason to send that money to a friend in Brazil. They are awful and this is ridiculous so I had my account all closed the money back to my credit card and spent hours trying to get them on the phone and then the phone call goes to another country, heavy accent you can hear this just young people deciding if you should have the transfer or not. So they canceled my transfer twice for no reason.

Tip for consumers:
Just a bad company

Products used:
Money transfer

Service
Value
Quality
Thumbnail of user majidb2
3 reviews
5 helpful votes
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October 14th, 2018

Once a while we have to send money abroad, I have a paypal account and they have this service XOOM I thought I can give it a try. Well big mistake after putting my order we have to go back and fort, send all documents requested, to end up just cancelling my transaction. I had to choose this service just to avoid waste of time and get the fund quickly in the hand of my wife guess what? I went to my Bank it took 20mn. Xoom 3 days and still requesting more proof...

Thumbnail of user garym1294
1 review
3 helpful votes
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April 13th, 2021

I used Xoom after winning $700 on Draft Kings Sportsbook. I checked my account the next morning and they took out $700 instead of depositing it! When I called customer service, they said they do that to verify the account. So you take out my money to verify the account? What kind of sense does that make? I called my bank to put a stop payment on their withdrawal. I don't trust them and now never will.

Thumbnail of user marionw99
1 review
0 helpful votes
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June 25th, 2021

The cost of transfer between PayPal prepaid and a bank account is extremely high. I opened a bank account today and wanted to transfer 5000 to new account and the fee was 99 dollars. In addition they only let you transfer 2,999 a day at 57 dollar transaction. This is robbery and PayPal should be ashamed!

Service
Value
Quality
Thumbnail of user kofoworolag1
8 reviews
9 helpful votes
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September 13th, 2018

They keep cancelling payments. My boss has to call them constantly to tell them to pay me my money.

It gets frustrating and annoying like he has been paying me for a year. Is it not common sense to know its not working?

Thumbnail of user stellaj59
3 reviews
2 helpful votes
  • Send Message
October 27th, 2022

Please stay away from this site, they are full of scammers with deceit, if care is not taken, you will lose fortunes to them and they will block you afterwards. I lost so much to these scammers and they thought they could get away with my funds but i took actions on them after i reported my issues, i was able to get back my funds back and brought them to justice.

Tip for consumers:
Don’t use this site, find another because there’s no way to refund unless you report to Chronic Tech Volt on google

Products used:
Chronic Tech Volt

Thumbnail of user randyb2
1 review
4 helpful votes
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November 13th, 2010

I have used XOOM for some time, with good service, but, after my fiancee informed me that the banks XOOM uses to pay the recipient makes the user wait a minimum of 2 hours in line, after the money was supposed to be authorized, I filed a complaint with XOOM. The following day my account was suspended, with the following message.

We write to inform you that, after careful review, we have disabled your Xoom account for violations of the Xoom User Agreement, effective immediately.

This decision cannot be appealed, and our customer service team will not be able to discuss the matter with you beyond restating the above.

Nonetheless, if you feel compelled to contact Xoom regarding this decision, you may send an email to us at *******@xoom.com.

Very truly yours,

The Xoom Compliance Team

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About the business

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1.2
53 reviews
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