Veterans stay away from this Company, they lure you in with false promises, I cancelled a VA Home loan application, due to the fact my house is in need of repairs, after telling 3 people the shape my house was in they continued with the loan, even though it wouldn't pass a VA home inspection and charged me for a BS appraisal, then looking at the loan papers, the points and closing were insane, I'm filing a report to the Department of Veterans Affairs about this company