I would advise that people DO NOT do business with Payoneer. I used their service to receive $38. Signed up but no card arrived - They tried telling me that I'd lost it and have to pay $12 for a new one. After some arguing they agreed to send out a new card. Card arrived, I transferred the $38 but this cost me $5. BUT THEN (because it's cleverly hidden in their Terms & conditions) they charged me $29.95 extra as an "annual account fee" and I received a mere $2.95 of my $38 - Thanks a lot Payoneer, you misleading thieves.