I was just completing the W-9 form you requested but had a gnawing feeling I should check out Textbroker's reviews from writers. Why are there so many negatives reviews about Text Broker? My rating I have been given is 2 stars. I have a BA from Concordia University in business communication. I have a Masters from Martin University and a PhD from Capella. And I have retired from 42 years with General Motors in Management. I submitted my "sample article" to the Departmental Chair in English at the University. He said he the sample article was "excellent, informative and creative." He encouraged me to consider free lance writing. Predicated upon the 50 + negative reviews I just read I am naturally curious why TB started me at a 2 star level; clearly not a livable wage to sustain life on any planet. I tend to agree with the negative reviews if anyone at TB has read this far. Raise my level to 5 star and although the rate is ridiculously low; I'll give TB a try. Waiting to hear back from you for a definitive answer on your rating system. Something seems amiss.