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How would you rate CashNetUSA?
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Tennessee
1 review
14 helpful votes
Follow Amanda H.
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Y'all please don't use them for a loan, I borrowed right in the middle of the pandemic (700.00). I started paying it, but it wasn't going down, turns out they were adding daily interest, without me knowing and it wasn't disclosed to me, ( I would have never agreed to this and said just forget it) because that's crazy and deceitful of them. And now people are calling years later with threats of a "forceful recovery " and sending text messages about a missed payment. And that my bank blocked them from getting a payment I never agreed to. It's starting to make me mad honestly. What are y'all doing about these phone calls and threats? Are you paying them?

Date of experience: April 23, 2023
Colorado
1 review
13 helpful votes
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This sham of a company allowed someone to use my stolen social security number and birthdate to take out a loan in my name. A fake driver's license was used so proper identity was never verified. Further, I have my credit tagged for fraud alert with credit bureaus and this failed to stop this theft. Now Cashnet.usa is harassing me and threatening my good credit standing. This company should be avoided at all cost.

Date of experience: November 16, 2020
Tennessee
2 reviews
6 helpful votes
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Thieves
March 7, 2023

I borrowed money from this company not knowing the extreme charges that they did not disclose. I have them paid back $200 over what I've borrowed and I will not complete the loan for another six months they're right down thieves taking advantage of hard-working people they should be ashamed of themselves.

Date of experience: March 7, 2023
Illinois
1 review
9 helpful votes
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I am in Virginia I was loaned $2000. 00 from cashnetusa! I paid the between 11/6-12/31 $2360. 32 and they say I still owe $ 947.00 left how is that possible 500%interest total rip off! I think I will fight this one in court!

Date of experience: January 16, 2021
Texas
2 reviews
10 helpful votes
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I took out a loan for 600 and it ended up being 1400 bucks I had to pay back. I'm still paying for it. I can't wait to be done these fees are kicking my butt. I paid the 600 back a long time ago and still have 3 more payments to go. I swear I'm never taking a loan EVER again. I don't care what's going on. The interests they charge is highway robbery. Unreal.

Date of experience: May 5, 2023
Kansas
1 review
3 helpful votes
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I used Cashnet for a super urgent emergency. I got my cash fast. I was able to pay it off fast and avoid any extra interest. Do not get this loan if you are living pay check to check. Its will eat you up and spit you out. It did what i needed it to do.

Date of experience: July 20, 2022
Louisiana
1 review
1 helpful vote
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0 STAR if i could
January 17, 2025

Don't get a Loan from this place. You will put yourself in a bigger hole. $1000 is like $159 every two weeks sometimes 3 times a month plus $7 a day on interest and the 50% plus you owe just for them giving you the money. So, you will never catch up. Please be warned and take this advice.

Date of experience: November 3, 24
Massachusetts
2 reviews
9 helpful votes
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Horrible Greedy Company
June 7, 2022

This company used to be good, I've used them for 10+ years but not any more! They don't care about their customers, not even a teeny tiny bit, wait that's not true they do care about their customers money and finding all ways they can to take it from them instead of help them. They are overly greedy and are literally abandoning all of their loyal long term customers to make more money. At least sell the business and start one doing something different instead of ruining it. Do not use this company EVER, they are now AWFUL and untrustworthy and they will make you regret it. Shame on you Cashnetusa.

Date of experience: June 7, 2022
Georgia
1 review
8 helpful votes
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Scam
March 12, 2022

This place must be located right next to hell because I can not believe what a scam it is. I did receive my requested money very quickly however when I checked my payment schedule I was going to be making payments 3 times a month. What kind of $#*! is that. I immediately gave there money back to them but had to pay 425 dollars extra and I did not have the money for more than a week. Scam scam scam

Date of experience: March 12, 2022
Missouri
1 review
9 helpful votes
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DO NOT GET THIS LOAN
August 13, 2022

I got a $340 Loan in June made payments and than took out $600 loan in July. I tried to paid loan off in August they charged me an extra $500 to pay loan off… I repeat do not get this loan it's not worth the risk… now I'm down $500 dollars and even after I paid the pay off the amount. They said I still owe them $21. What you see is what I paid. My loan was only for $950 you do the math. Oh and this doesn't show the other payment I've made that total to a $500 fee.

Date of experience: August 13, 2022
Wisconsin
1 review
1 helpful vote
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Poor service
September 7, 2022

Applied today said I was approved cool then they asked for more documents just bank statement and I'd. That's when everything went down hit they asked me to send them the documents to support email. I sent this email 7 times and they continue to say they haven't got it yet. Complete waste of time

Date of experience: September 7, 2022
Kansas
1 review
7 helpful votes
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I had an account over 8 years ago that was paid and closed with the help of a debit consolidation company. Hundreds of emails back and forth proof it was closed. And here we are over 8 years later I'm getting nasty emails that I owe them. They have even sent me loan offers after the account was closed. We are now past the statue of limitations for Kansas. Banks keep statements for 7 years so we are past that. I've asked for in writing documentation of such account from open to close and all correspondence between CashNet, myself and Global Holdings through the years. They never did. They seem to every few years randomly send me a threatening email and are now saying they turned me into a collection agency. Yet every so often I get a loan offer from them. Worst company ever to deal with.

HATE them

Thanks

Jennifer-KS

Date of experience: December 11, 2021
Tennessee
1 review
10 helpful votes
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Terrible don't do it
November 21, 2022

If I could give this place negative star review I would! I borrowed a $1,000 loan in a desperate need time. And I ended up having to pay $2,573.36! That is $1,573.36 over paid of the $1,000 that I had borrowed! I don't even understand how this is even legal. Do not no matter what use this company to borrow money go to your local loan companies over this place. I will be deleting the app and never again using it. That would be my best advice to anyone.

Date of experience: November 21, 2022
Nevada
1 review
5 helpful votes
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Just say no
January 14, 2022

The term usurious was made with this company in mind. I signed on at a time of weakness without completely understanding payback terms and crazy rates on line of credit loans. Wow, is it a killer! Huge fee and high interest rate on top of that. Got to be borderline illegal as 21 of 50 states don't allow them to operate. Should have known better and I'm at fault. I would never repeat this mistake and would advise anybody looking at doing it to stop and get away from this site and find any alternative ie selling an organ or playing keno as odds are better for positive outcomes. Self flagellation would satisfy the need to hurt yourself but be less painfull

Date of experience: January 14, 2022
Texas
1 review
10 helpful votes
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Total rip off
January 11, 2021

I was granted a loan of $1,000 and when I signed up Initially it said I would have to pay back 1200. But I've already paid off 1,400 so I called them to discuss how much more do I owe... like wtf?!. The agent told me I had 5 more payments from the 7 payments I already made. Taking $200 every 2 weeks was killing me after paying the 1,400... like seriously?! Straight up RAPE. I'm closing my account. I'm not about to pay 2,400 for a 1,000 loan during a pandemic. Ill let it go to collections then settle from there... lesson learned. Heartless to say the lease. Dont borrow from this company it puts you in a deeper hole than your already in.

Date of experience: January 11, 2021
Maryland
1 review
3 helpful votes
Follow Annette D.
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This is the WORST company to borrow money from. They take advantage of people's hardship and char exorbitant amounts of interest and fees. For a 1500 loan, your payment will be $350.00. When you make payments, your loan balance goes down very little. For a $1479.00 payoff, they tacked on additional money taking it to $1879.00. That is ridiculous. I would AVOID this company at all cost. They have no care or compassion for their customers. They are a complete ripoff. I discourage ANYONE from doing business with them.

Date of experience: March 10, 2021
Georgia
1 review
8 helpful votes
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This is the worst loan company I ever had to deal with! They are a rip off and you'll be paying the money borrowed forever. I've been paying my loan back for 5 months and it only shows I paid off $100 out of the few hundred dollars I borrowed. And they take over $100 out my account every two weeks. Getting money from a loan shark is better then them!

Date of experience: April 14, 2020
Texas
1 review
10 helpful votes
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MISGUIDING SCAMMERS
January 26, 2022

Cashnet USA
They have there system set up to only loan you funds with extremely high interest rates. Thy dont care about issues that may have occurred in your life. They have representatives misguiding your on interest rates and extra fees being charged.

I will never access this company again for funding.
I also sent a follow up to the Attorney General's office and the Governors office.

Date of experience: January 26, 2022
Oklahoma
2 reviews
3 helpful votes
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Cashnet saved me
January 2, 2023

I see so many people complaining. I didn't have a bad experience. I knew this loam couldn't be ran like a normal loan. I only borrowed what I needed and plan on paying it all off soon as I got paid. You can't stretch it out and pay monthly because interest incur daily. Understand what you get before accepting. Read

Date of experience: January 2, 2023
Tennessee
1 review
4 helpful votes
Follow Lezlie C.
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Don't ever get this loan they will completely mess you over. Called to pay for my loan & they were so rude. Took over 20 mins to get the payment to go through. I had to get a new loan to pay this one off. Don't do it! They will mess you over. Bad company. Bad customer service!

Date of experience: January 7, 2023

Overview

CashNetUSA has a rating of 1.3 stars from 107 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers dissatisfied with CashNetUSA most frequently mention high interest, bank account and customer service. CashNetUSA ranks 134th among Payday Loans sites.

service
58
value
54
shipping
5
returns
5
quality
52