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How would you rate CashNetUSA?
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Texas
1 review
1 helpful vote
Follow Dawniel W.
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Bad business
December 6, 2022

Do not get a loan at CASHNET USA. Interest is too high. They forget to take ur payments out when u signed a contract to allow them too. U think ur loan is paid off then they come out with some hidden fees or some payments THEY forgot to take out of ur account. Don't deal with them!

Date of experience: December 6, 2022
Louisiana
1 review
4 helpful votes
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Completely incompetent website is horrible and customer service is worse. Applied for a loan never got it called and had to call customer service to cancel the transaction. Transaction was canceled and I requested a new loan and that loan was also canceled. I was so glad this happened on my first attempt to use CashNet that i took it as it was a sign from God to never use this company again. Idiots

Date of experience: June 9, 2022
South Carolina
1 review
2 helpful votes
Follow Cleomise J.
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I borrowed $800 the 1st month I was charged $28.48 interest, the 2nd month I was charged $189.42 in interest. How did the interest GO UP & so did my balance? They tried to withdraw $24! WTH? How does the interest & payment go up instead of down? DO NOT borrow from this company

Date of experience: March 23, 2023
Louisiana
1 review
0 helpful votes
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Cash net is a scam
August 23, 2023

Every time I would call to find out what was taking so long they would give me another problem and say I had to send more money on an Ebay card. They are scammers DO NOT USE THEM

Date of experience: August 23, 2023
Washington
1 review
4 helpful votes
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CASHNETUSA COMPLETE SCAM!
February 19, 2015

CashNetUsa is an UTTERLY and COMPLETE SCAM! I would advise NO ONE to use their services. 299.00% interest rates for their line of credit. I borrowed $1650 and ended up paying almost $4000 back! Absolutely ridiculous! And the only reason it wasn't more is because I made off cycle payments on top of what I already owed. They started to figure out I was paying more and every time I made an early payment, they would use it toward my next payment and subtract whatever the difference was when it was actually due. I literally had to call every time I made an additional payment(only to sit on hold for 20 min EVERY TIME) to make sure they didn't try and scam me. And every time they would have it wrong and I had to correct it. This is the most immoral company ever and I have no idea how they are still in business. I will NEVER use them again. Please don't be fooled.

Date of experience: February 19, 2015
New York
1 review
0 helpful votes
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Sneaky Scammers!
May 18, 2022

In a state of emergency, I applied for a loan from this company. I kept getting calls from 2 different agents, demanding that I don't tell anyone about their service, that I don't answer calls from another agent, and that I must not call my bank to check on the status of my deposited loan. I became more and more suspicious. But when I received calls from my bank to inform me of a scam, I was shocked and devastated. These scammers didn't deposit a loan- they drained my bank account with outrageous purchases from "Big Basket" and an attempt to take money from my Zelle (adding a man's name to my list of recipients). Thank goodness that the bank caught on to this scam and shut down the attempts! The "trust me- you remind me of my sister" words from those agents sounded so reassuring. I was so wrong... they screwed up my bank account. Now I'm in even more financial trouble than I was when I requested a loan. STAY AWAY FROM THIS COMPANY!

Date of experience: May 18, 2022
Tennessee
1 review
12 helpful votes
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Need to let it go to collections I guess
January 9, 2022

Took out $1,000. Realized quickly when I paid $400 I still owed $1,300. Very high Interest EACH DAY! When I paid $400 it went down to $800 owed but with the EVERY DAY INTEREST it was back up to $1,300 within a week. It's disgusting. Letting it go to collections. Would rather take a credit hit and pay a collections agency because when you are paying cash net usa you will NEVER get it paid off, even if you pay it off IN FULL. Very scary!

Date of experience: January 9, 2022
Florida
1 review
4 helpful votes
Follow Elisabeth M.
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I took out a $1,500 loan and by the time I finished paying I owed $4,000. Interest is 30% don't be like me and make this huge mistake. DON'T GET A LOAN FROM CASHNET GO SOMEWHERE ELSE YOU WILL REGRET IT! They are horrible at taking way more than the loan is even worth.

Date of experience: February 16, 2022
Ohio
1 review
3 helpful votes
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I applied for a loan. I am on Ssdi and i get SS for my deceased husband. I also receive 2 small pension checks. I applied 7/12/21. Sent them like 5 screenshots of all the direct deposits. They said my loan was approved. Later in the day they stated they needed something showing that the payments were recurring. I went to the deposit section of my bank and sent several screenshots of all the deposits. Then i get an email stating it was withdrawn and to fill out the application again. So i do. I sent them a benefit letter for each Social Security direct deposit, and like 8 different screenshots showing those deposits and the direct deposits of each of the pensions. I kept checking today, the 13th. They send me an email once again saying it was withdrawn and to fill out the application again and send a copy of my most recent paystub. Hello? I dont get a paystub. I needed this loan desperately but not at the loss of my sanity. They are impossible!

Date of experience: July 13, 2021
Washington
1 review
18 helpful votes
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I was scammed by Jhon Wright who claimed to represent CashNetUSA. Went through application process and received approval letter via email. Letter was phoney! When advised funds deposited into bank account my bank found it to be a fraudulent check and cost me $225 out of pocket costs plus closer of bank account, cost over $200 in late fees on credit card payments due to fraudulent check deposited by individual representing CashNetUSA! Be CAUTIOUS! I have contacted CashNetUSA via email and text, never recieved reply back. Photo of fraudulent check posted in this review.

Date of experience: April 8, 2021
Alabama
1 review
5 helpful votes
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Fraud
March 7, 2018

They infiltrate you banking. Deposit fraudenlant checks. In the end youre in debt. They told me they were wire to my account. In reality they deposited a bogus check. So while in thinkinking this has to to be true. They made money off me. Ps I never received the loan

Date of experience: March 7, 2018
Wisconsin
1 review
1 helpful vote
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Thiefs Worst Ever
January 23, 2024

After paying down $850 on the loan, they charged me $325. Seems illegal, they trap you and should be put out of business.

Date of experience: January 23, 2024
Kansas
1 review
6 helpful votes
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I've already paid $2498.11 on a $1900 loan and my pay off amount as of today is $1378.90 and they have been taking more than $200 out of each check biweekly

Date of experience: December 2, 2022
Michigan
7 reviews
38 helpful votes
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Would not recommend
September 3, 2015

I borrowed 600.00 had to pay back 1586 Back not worth the headache they take each payment out of every paycheck every two weeks from July till January I'm stuck

Date of experience: September 3, 2015
Texas
1 review
1 helpful vote
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So while I've never had an account with Cash net USA my card keeps getting ran for CashNetUSA and when I called to try to figure out who was doing it or why it was being done or how to stop it I got nowhere with them they told me that was not their problem that they could not help me and I should contact my bank well when I do that they tell me to contact CashNetUSA to find out who's running the card so it's been a big run around a great big screw you and I'm still have gotten nowhere had to close my account down cancel my card. Good looking out cashing at USA appreciate you! Oh and by the way I've lost about $3,000 due to this and nobody can help me get it back or tell me who the hell took it awesome you guys are awesome.

Date of experience: March 10, 2022
Virginia
1 review
2 helpful votes
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Scammed
April 30, 2022

I received a letter saying that I took out an installment loan from CASHNET USA in the amount of 2032. 43 dollars which I Did Not. Now i received a letter from a legal firm stating they I owe the money. I did not take a loan out from this company and apparently they are scammers!

Date of experience: April 30, 2022
Illinois
1 review
2 helpful votes
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Scammed out of 400$
August 18, 2023

I was scammed for 400$ from an individual by name of David Walker who claims to be a general manager for cashnetusa USA. Evan byers

Date of experience: August 18, 2023
Maryland
1 review
5 helpful votes
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LEGALIZED LOAN SHARKING
February 14, 2017

I would've rated it zero but a 1 was as low as it could go. HAD A LINE OF CREDIT OF $750. I BORROWED 600 AND NOW OWE 751.86. THATS JUST THIS WEEK! THE AMOUNT CHANGES WEEKLY. AND OF THE 190 I PAY EVERY 2 WEEKS. ONLY 37.00 GOES TO PRINCIPLE.

Date of experience: February 14, 2017
Tennessee
1 review
0 helpful votes
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YEP, STAY CLEAR!
June 23, 2022

They claim instant approvals and same day deposits blah blah. In fact they want more info then a home mortgage for a lousy few hundred dollars and then STILL after FIVE DAYS haven't decided yet…no thanks!

Date of experience: June 23, 2022
Florida
3 reviews
10 helpful votes
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You cant talk to anyone AT ALL EVER. Its so frustrating and then they pawn off these AI robot things that text you as real people who do NOT do anything and just send canned garbage responses its so frustrating.

Date of experience: March 12, 2020

Overview

CashNetUSA has a rating of 1.3 stars from 107 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers dissatisfied with CashNetUSA most frequently mention high interest, bank account and customer service. CashNetUSA ranks 134th among Payday Loans sites.

service
58
value
54
shipping
5
returns
5
quality
52