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    FlexShopper

FlexShopper

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Overview

FlexShopper has a rating of 2.9 stars from 777 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers complaining about FlexShopper most frequently mention bank account, credit card, and next day problems. FlexShopper ranks 20th among Marketplace sites.

  • Service
    184
  • Value
    167
  • Shipping
    144
  • Returns
    107
  • Quality
    149

This company responds to reviews on average within 17 days

Positive reviews (last 12 months): 35.3%
Positive
12
Neutral
0
Negative
22
View ratings trends
63
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How would you rate FlexShopper?
Top Positive Review

“Nice experience”

Cory L.
12/3/24

1st time buyer, I was a bit skeptical. Transaction with way better than expected. Got my product in mail today. Very fast shipping, quality products only thing that could have made this better was if I received automatic updates throughout the process. The information is available though, you simply have to log in to view. Overall very good experience

Date of experience: 12/3/24
See positive reviews
Top Critical Review

“Still have not received my items or tracking information”

Noelle A.
11/26/24

Once again they have failed to provide tracking information or and answer of where the items I have already paid for have not arrived. I am due to make another payment on Friday. They just keep saying wait 24 hours for the ticket to be answered. It has now been two weeks of fighting for answers. They blame the vendor. If that's the case then use a different vendor. Especially since when I placed the order it said it would ship from flexchoice. Which I'm assuming is run by FlexShopper. This is unsatisfactory and very poor customer service.

Date of experience: 11/26/24
See critical reviews

Reviews (777)

Rating

Timeframe

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Reviews that mention popular keywords

customer service (316) flex shopper (85) bank account (33)
Thumbnail of user dennah2
Texas
1 review
0 helpful votes
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February 9th, 2020

I spoke with Edrick in billing and he was professional, courteous, friendly and helpful. Too bad not all companies have great representatives like Flexshopper.

Date of experience: February 7, 2020

Thumbnail of user dianaa859
North Carolina
1 review
3 helpful votes
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November 29th, 2023

I WOULD DEFINITELY NOT RECOMMEND THIS COMPANY TO ANYONE

IN MY CASE THEY ARE STILL TELLING MY BALANCE IS THE SAME AFTER THEY TAKING MONEY OUT OF MY ACCOUNT

Service
Value

Date of experience: November 29, 2023

Thumbnail of user sarahp911
Kentucky
1 review
0 helpful votes
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January 19th, 2021
Verified purchase

I GOT A REFURBISHED IPAD, AND I NO LONGER NEED IT because my school online classes are a lot easier to do on a laptop. The ipad won't allow me to check my homework and grades. So I called the first time about 5 weeks ago, and I HAVE CALLED 4 TIMES AFTER THE FIRST TIME. CONSISTING OF ONCE A WEEK SINCE THE INITIAL CALL! YES I said I have called 5 times and every single time I have been told that they will email me with return instructions in 24-48 hours. ONLY THEY NEVER HAVE EMAILED ME THE RETURN INSTRUCTIONS. SO I AM NOT HAPPY AND WOULDN'T SUGGEST FLEX SHOPPER TO ANYONE. They say the calls are recorded so I know they can go back and check but this is the worst experience I have ever had with a pay monthly/or weekly company.

Tip for consumers:
IT WOULD BE LOVELY IF THEY ACTUALLY DO WHAT THEY SAY AND SEND THE RETURN INSTRUCTIONS INSTEAD OF JUST IGNORING ME THINKING I WILL LET TIME RUN OUT BUT I AM NOT PAYING FOR SOMETHING I HAVE BEEN TRYING TO RETURN FOR 5 WEEKS NOW. THIS IS HORRIBLE CUSTOMER SERVICE.

Products used:
I tried to use the refurbished ipad but cannot access my school homework or grades so I AM STILL TRYING TO RETURN IT!!!!!

Service
Value
Shipping
Returns
Quality

Date of experience: January 19, 2021

Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Hi Sarah P. We do apologize to keep you waiting. We try our best to help everyone as quickly possible. Can you send us a private message with the email address associated with your account? We are happy to get this matter resolved as quickly as possible for you. Thank you so much for being a valued customer.

Thumbnail of user aaronl771
Oregon
1 review
0 helpful votes
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January 10th, 2022

I just ordered 2 things from them. I noticed that people are complaining about the fact that they are paying more for the stuff than what it would cost outright. Well Duh! Unless you have a hard time reading, it gives you a breakdown of how much you are going to be paying before you check out. Stop complaining about something that they tell you about and visually display in letters, number's, and punctuation marks, right there in front of you to read, even before you click through place order button. Dont click "place order" and then b!@%h about the price and write a bad review based on your decision to purchase the d@#n product knowing "profanity" well what the total cost is going to be before you even order it. I'm giving them a 5 just for having to put up with the
"captain obvious has got nothing better to do than complain about something" comments. I don't think that they have a black ops team out there that goes around breaking down doors and forcing people to click place order or else..

Date of experience: January 10, 2022

Thumbnail of user daniele230
Florida
1 review
0 helpful votes
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December 10th, 2019

Last year we shopping all gif in flexsopper site what is a amazing help this year is a little impossible because I don't know for what reason with Im not be aset the credit check we finish pay and time last year I'm a little sad because they don't recognize and no matter what I give it fire star because they deserve still love

Service
Value
Shipping
Returns
Quality

Date of experience: December 10, 2019

Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Thanks for the awesome feedback!

Thumbnail of user reneef80
Florida
1 review
1 helpful vote
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February 7th, 2020

I called to pay off on the 90 days same as cash one day late, but they still honored it. I spoke with Greg and he was very kind and considerate. I will definitely be using flex shopper in the future.

Date of experience: February 5, 2020

Thumbnail of user vanessaw127
North Carolina
1 review
0 helpful votes
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February 12th, 2020

When I reached out to Flex shopper my contact person was Anthony. Not only was he professional, but very knowledgeable of the products. He was extremely helpful.
Ms. Wise

Date of experience: February 12, 2020

Thumbnail of user carolynp281
Ohio
1 review
0 helpful votes
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December 13th, 2020

I have a 712 fico score and a good income and they denied me. Laughable. I'd love to know what their requirements are for approval. Seems a bit excessive.

Date of experience: December 13, 2020

Thumbnail of user jamesh4160
Georgia
1 review
0 helpful votes
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August 30th, 2021

Flex shopper is always friendly & they always help me with my account questions. I've been a member since 2016 and have never had a negative experience with them.

Date of experience: August 30, 2021

Thumbnail of user raymonde61
Florida
2 reviews
1 helpful vote
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September 24th, 2020

I talked to Val supervisor at FlexShopper and because of financial hardship caused by the disproportionate allocation of funds and because I am semi-retired where every 4th Wednesday of the month I receive my retirement with the secondary source of income received is every other month; the inconsistency in receiving monies has caused a situation that is beyond my control; both sources of money are inconsistent when received causing issues of falling behind on payments.

Therefore I am behind on the partial payment of $196. Val gave me flexibility in just making the agreed monthly payment of $235 with the partial payment of $196 rendered in the following month since the primary income source is less than the secondary income source of which she said was ok to do -- because they are of course a Flexible Shopper service -- the name says it all.

She provided me sterling service and 5 stars is the result of our mutual discussion. Once the partial is caught up monthly payments rendered will be monthly for $235 as agree this day 23 of September 2020.

Date of experience: September 23, 2020

Thumbnail of user jasmines117
Texas
1 review
2 helpful votes
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December 26th, 2019

DO NOT I repeat DO NOT do any business with these people. They deserve NEGATIVE stars. You end up paying double the price of the merchandise. They will repeatedly debit your account even when I called and asked for the information to be removed they still caused ACH return fees on the account. Then the customer service reps they have working as managers are just as incompetent as the employees. No actual answers are given they just repeat the same things using different words. STEER FAR FAR AWAY!

Date of experience: December 26, 2019

Thumbnail of user hb269
Illinois
1 review
2 helpful votes
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June 20th, 2022

I used to love Flexshopper but they are horrible now. They have become extremely slow placing orders so never expect to get sale prices. They will blame every other possible source besides themselves. Will deny orders saying not included categories but doesn't make sense because it falls in the categories or on their site! Horrible customer service. You talk to more then 1 customer service rep and everyone gives different stories and never any are true reasons. Automated responses just to get you off the phone. Watch your bank account because they will run multiple of the same payment (once was over $1000 for me!) I had to fight them to get them to even pay attention and look at my account because they kept making up stupid excuses, blaming my bank etc. will call saying a payment didn't clear and it always is an error on their end. Tell them not to use certain payments and use a new source given and almost every time they will not listen! Sooooooo many issues with them and I definitely don't recommend. They really need to revamp their personal order process time (can take many days to get complete) and need to redo their customer service process and employees.

Tip for consumers:
Always watch payments and orders very close

Products used:
A lot of different products

Service
Value
Shipping
Returns
Quality

Date of experience: June 20, 2022

Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Thank you for reaching out we appreciate your business. We are sorry to hear about this situation and would like to address this matter. Please send us a private direct message with the email address and phone number associated with your lease agreement and we will contact you.

Thumbnail of user christopherd554
Pennsylvania
1 review
1 helpful vote
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December 27th, 2019

I've used Flexshopper for 2 years now having made several purchases through them. I'd have to say it's pretty easy to deal with them. Customer service is only a phone call away and I find most of the reps are easy to speak with and deal with. It's probably the least painful lease-to-own company ever. If they have the item you want, great. If not, they have an app you can use to take a picture of the item you want and, if they work with that store, they might be able to help lease it to you. Not bad. Plus, now if the item you want is through Best Buy, you can ship it to your local Best Buy store and just pick it up.

As far as people complaining about the prices, most lease-to-own places will charge you double the price if you pay it out over the entire contract. Flexshopper gives you 90 days to pay off the original price without having to pay the extra lease fees. Really, that's how it should be done. I know people will talk about their "praying on unsuspecting customers" but that's not what they're doing. Everything is done up front. Before you check out you're presented with the terms of the lease. If you don't like the terms, don't lease the merchandise.

Honestly, leasing to own is never going to be the best way to get things, but it can, in a pinch, be a great help. Just make sure, as I said, you can pay it off before the 90 days are up so you don't wind up paying twice as much!

Date of experience: December 27, 2019

Thumbnail of user markg1297
Massachusetts
1 review
0 helpful votes
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February 5th, 2020

I Ordered From Flexshopper And Am Absolutely Thrilled With The Supervisor There His Name Is Albert. When I Accidentally Put Down The Wrong Address For Delivery And Panicked Albert Made Everything Right. He Even Contacted Me Multiple Times To Make Sure That It Was Changed And Then To Follow Up To Make Sure I Did In Fact Recieve It. I Am Now Enjoying My Products And Am So Happy With Flexshopper. Joyce Also Was A Great Help! I Will Definitely Be Using This Company Again. Thrilled!

Date of experience: February 4, 2020

Thumbnail of user leroyg34
Texas
2 reviews
0 helpful votes
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May 9th, 2020

It has been our pleasure to do business with this company - the transaction has been fair & honest so as a result I would quickly recommend them to anyone having such a need

Date of experience: May 7, 2020

Thumbnail of user mrc220
Oklahoma
1 review
0 helpful votes
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December 6th, 2020

I actually considered Uninstalling and deleting my account regardless of the good deals you can actually get on the platform. The verification and anything you do after the initial application is quite a mess. Had to call customer service and have them explain the different services they offered to me and how they actually worked because their FAQ section is useless. The asking grace for this company was Ivan. The fifth representative I called. Not only was he knowledgeable and friendly he actually confirmed several times that everything was the way it should be. If they over fix their platform and do full Android integration, not that hard plenty of companies will do this for you for so cheap, and get rid of some software bugs the average person would use this service for their primary means of shopping for big ticket items, not just whims. To reiterate, the one person changed my review from an account deletion to full on happy. Thank you. Also he was the only one to offer a survey email, and for good reason.

Date of experience: December 5, 2020

Thumbnail of user marlok2
Michigan
1 review
0 helpful votes
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July 14th, 2019

I love their service. It was excellent. Joyce was so patient and helpful. My order was abit challenging but she help me step by step to get through the process. Thanks a million.

Date of experience: July 14, 2019

Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

We are glad to hear you love our services and that Joyce was such a great help. We will be sure to pass the message to her as well.

Thank you for your feedback and business!
FlexShopper

Thumbnail of user joeb2105
Indiana
1 review
0 helpful votes
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December 7th, 2021

That's a joke I make 3,200 a month and you won't let me get a damn 200 dollar coffee machine. What else can it be. Well you can take your little company and shove it.

Tip for consumers:
Have great credit.

Products used:
None.

Date of experience: December 7, 2021

Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

We are sorry to hear about the issue you're having. Our Customer Service team will be happy to investigate further. Please call 855-353-9289 and an agent will assist you.

Thumbnail of user brianw1817
Indiana
1 review
1 helpful vote
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January 23rd, 2022

Last January I bought 2 65" Vizio TVs and 2 Xbox's. Well still making payments. Both TVs and 1 box does not work. So on a $2500 RTO (rent to own) or lease I've paid $5800 in the end. Tried calling customer service and good luck. They could not understand me so guessing their CS is a 3rd party not from the USA. All I wanted was to return the TVs so I can have something to watch. Problem is shipping back on a box I don't have for 65" TVs is not easy. I knew right away it was bad business when an unmarked box truck 3rd party delivered it. All I am saying is do not buy electronics from them. So for $5800 spent all I have to show is 1 older Xbox. I'll never use their service again. Please read reviews before you buy from these leasing companies. Sadly I still need a TV. They also will overdraft your account even if you call, ask, and get approved to hold a week on payment. So if you want a weekly nightmare flexshopper is the place. It's not about the money. It's about the defective products.

Tip for consumers:
I’ll pray for you.

Products used:
How can I use any?

Service
Value
Shipping
Returns
Quality

Date of experience: January 23, 2022

Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Hello Brian,
We appreciate you reaching out to us, we are sorry to hear about this matter. We would like to address and review your incident. Please contact our Customer Service Team via phone at (855) 353-9289 a representative will assist you or provide the email address and phone number associated with your account in a private direct message for assistance as well.

Thumbnail of user christophert425
Arkansas
1 review
0 helpful votes
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November 22nd, 2020

Here is what I went through with these people,
Computer Warranties, are not even a subject as they claim the computers are Brand New and the Monitors are Refurbished, as far as Registering your device you click on the Registration window and your information, is Automatically placed, after putting in your personnel information you click register device, the damn thing with not register, says the number input does not match their records even if you put them in manually, My opinion is that this company is a fly by the night outfit, with Technicians that do not know what they are doing, I suggest you all go somewhere, Stop Auto revolve so they cannot charge you for junk products I have read many reviews, it is sad this company is living a lie, I challenge them all, and I will file a complaint to the Better Business Bureau. Becareful of Scams, these people are damn good at getting your money, and leave you with Junk..

Date of experience: November 22, 2020

Thumbnail of user t.l.s1
Illinois
6 reviews
2 helpful votes
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May 19th, 2022

I actually found delivery fast. Payments are reasonable. ( just too much for my low income). The terms are for a year which seems reasonable. So far no complaints

Tip for consumers:
You have to pay for shipping to return the item

Products used:
Gas stove

Service
Value
Shipping
Returns
Quality

Date of experience: May 19, 2022

Thumbnail of user jpm24
California
1 review
0 helpful votes
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January 16th, 2020

I don't necessarily recommend any rent-to-own businesses, but I gotta say their customer service is great. Edric helped me out loads as well as many others.

Date of experience: January 15, 2020

Thumbnail of user jamesa1852
Georgia
1 review
1 helpful vote
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June 10th, 2021
Verified purchase

So I ordered multiple items 2 portable speaks a Tv and a Vacuum

I received my bigger portable speaker that had the tracking number of my TV

SOMEONE MISTAKENLY PLACED THE TRACKING NUMBER FOR MY TV

THE PACKAGE THAT WAS DELIVERED WEIGHS 3 pounds I have called flex shopper a million times with still no resolve

I have a picture of the package and tracking
Flex shopper is trying to rip a good consumer off no one has responded to me for a month now

Tip for consumers:
Please please be aware of the wrong products being sent out with other tracking numbers

Products used:
Never received

Service
Value
Shipping
Returns
Quality

Date of experience: June 10, 2021

Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Hello James A,

We appreciate your business and apologize for any inconvenience. Our team is 100% dedicated to your satisfaction and would like to assist to rectify this matter immediately. Please contact our office via phone at (855) 353-9289 and a Customer Service representative will assist you.

Thank you,
The FlexShopper Team

Thumbnail of user briand682
Colorado
1 review
20 helpful votes
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January 26th, 2020

Thought it would be a good idea to get a couple of tvs to finish off my game room. I cam across Flexshopper while searching for options, thought it was a good idea. The prices were a little inflated but not to bad as to turn me away. Went through the sign up process, ran into a few issues soni had to call in. Got on the phone with someone really quick, but the lady was kind of rude. Told her my issues and all she wanted me to do was clear my browser history. Thought that was really weird so I didnt do it, but I told her I did. After that she just told me to wait for an email and hung.

Waited nothing happen. Called again and got a really nice woman who helped me out and got me up and running. Then I went shopping!

Found two tvs I wanted and added them into my cart. The total for both was a little under $600 with a monthly of $25. I was ok with that and was about to check out. I always look and the fine print and came across this (see pictures below).
They wanted an additional $800 for rental fees!
That's madness. After that called back had them remove my profile and delete all of my info.

Just going to go to the store and buy what I need!

Date of experience: January 26, 2020

Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Thank you for the feedback, Brian. We are checking into the experience with our representative that you had and our sincerest apologies for anything less great customer service. Our lease agreements are set up for weekly payments and we offer multiple payment options. The screen shot you've posted shows the cost of the rental if you complete the 52 week lease term. If you want to avoid paying any additional leasing fees, you can pay off your lease at any time and save money. You can always take advantage of the same as cash price. We hope the additional information is helpful. Feel free to contact us if you have additional questions (855) 353-9289.

Thumbnail of user anam317
New York
1 review
1 helpful vote
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November 14th, 2019

Leasing items is super easy, but returning them is such a slow process.
I would not recommend FlexShopper.
I regret not using my credit card, especially since I have 0% interest offers.

Date of experience: November 14, 2019

Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Oh no! Something sounds off and we'd like to investigate the return you had. Please get in touch with us on (855) 353-9289. Mention this review and request to speak to our Customer Service Manager and we'd be happy to help you out. Thank you for your feedback!

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From the business

FlexShopper provides a flexible and easy way for you to get the furniture, electronics, appliances and other popular brand name goods with affordable, weekly payments.

Business History

FlexShopper has been helping millions of customers since 2013 get the products they need with various payment plans. We’re a safe, reputable marketplace that cares about our customers. Know exactly what your payments, buyout options*, and full contract value are before you sign. We take pride in our transparency and clearly outline everything you need to know in our agreements. There are no hidden fees — know exactly what your weekly payments, buyout options, and full contract value are before you sign. We take pride in our transparency and clearly outline everything you need to know in our lease agreements.

Company Representative

Thumbnail of user kellyz31
T-Flex F.
Typically responds within 17 days

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