• FlexShopper

FlexShopper

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Overview

FlexShopper has a rating of 3.1 stars from 759 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with FlexShopper most frequently mention customer service, cynthia rodriguez, and billing department. FlexShopper ranks 19th among Marketplace sites.

  • Service
    173
  • Value
    162
  • Shipping
    140
  • Returns
    103
  • Quality
    144

This company responds to reviews, but usually not within the first month

Positive reviews (last 12 months): 19.2%
Positive
5
Neutral
0
Negative
21
63
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How would you rate FlexShopper?
Top Positive Review

“Needs to revive web portable for any product”

Antonio R.
10/28/24

Overall great experience and had cheaper cash prices compared to the competition. But what makes this option very appealing is the online portion where you find ya item, submit the deets, then sign an agreement. Unfortunately, i was told that THAT feature no longer works since the top of the year and that's very disheartening. If that feature was revived, 5 stars 10-of-10.

Top Critical Review

“They will overcharge and change your amount owed”

Jenny H.
8/2/24

I know places like this are pricey. There's always a price to pay for getting something now and paying later, but this company will just take money when the want. If I make a payment with my card, they will immediately attempt to debit any other card or account on file for more money. The payment amounts changed from initial purchase and have tried to charge ridiculous fees. I thought I was cose to payoff and the amount still owed is like similar to when i started the payments for purchase. I had surgery in December, so I didn't work as much, and thought I could use Flexshopper to purchase Christmas gifts and boy has it cost me! Items purchased: Nintendo switch, controller, PS5

Reviews (759)

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Reviews that mention popular keywords

customer service (306) flex shopper (85) bank account (33)
Thumbnail of user hunters196
1 review
2 helpful votes
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August 1st, 2022

They've billed me the past 3 weeks being "late on payments by over double what I pay weekly. I'm never late on my payments and they don't pull anything out on the days they claim they will. I don't recommend this business to anyone honestly because they'll drain as much earned money out of you as possible.

Products used:
Xbox series S, 55 inch 4K TV, Kobalt 50 gallon air compressor

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Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

We appreciate you reaching out to us, we are sorry to hear about this matter. We would like to address and review your incident. Please contact our Customer Service Team via phone at (855) 353-9289 a representative will assist you or provide the email address and phone number associated with your account in a private direct message for assistance as well.

Thumbnail of user jennifera1476
1 review
0 helpful votes
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December 10th, 2021

I had a $10 balance after a year of payments Flexshopper took my normal payment of $40 to pay it off they are thieves and take advantage of people with a financial hardship do everything you can not to have to use this company!

Tip for consumers:
Scammers

Products used:
Brakes

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Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Hello Jennifer, we appreciate you reaching out to us we’re sorry to hear about this circumstance. We would like to
Review this situation. Please contact our Billing department via phone at (855) 353-9289, and
A representative will address this matter and your concerns. If you prefer, you can provide your contact
Information in a private direct message and a representative can contact you.

Thank you,
The FlexShopper Team

Thumbnail of user susyh4
1 review
4 helpful votes
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September 3rd, 2019

In a bind and desperate for tires and brakes, I let NTB convince me to use this service. The total purchase price was only $1455. 78 ended up costing me $3250 and I exercised the early payment option, only "leasing" the equipment for 25 weeks. The terms are difficult to understand and customer service is not helpful in explaining the early payoff during the initial process. Unless you have no other alternative, you should avoid this financing option.

Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Thank you for providing your feedback and letting us know about this issue, Susy. We set a high standard for ourselves and are truly sorry to hear that standard was not met in your interaction with us. Please get in touch with our Billing Manager on (855) 353-9289 option 1 and we'd be happy to help you out.

Thumbnail of user sarahs889
1 review
4 helpful votes
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August 28th, 2019

I had a bill of 500.00... I kind of let my payments go and just ignored it for a while... after checking my bank account... flex shopper took over 2500. 00 for my 500.00 bill! And the day I called in to ask for my money back the woman on the other line says " oh congrats your loan was just paid off TODAY!" Yeah bull$#*!! She refused to give me my money back stating i had outstanding fees... F**K THIS COMPANY

Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Thank you for providing your feedback and letting us know about this issue, Sarah. We set a high standard for ourselves and are truly sorry to hear that standard was not met in your interaction with us. Also, what you've described does not sound in line with our business practices and we'd like to further investigate this to ensure you were billed properly. Please get in touch with our Billing Manager on (855) 353-9289US option 1 and we'd be happy to help you out.

Thumbnail of user tylerr389
1 review
19 helpful votes
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February 12th, 2020

I needed a mattress and it turns out i could have bought it outright since day one, but wanted to make sure i had cash on hand, i was moving and it was a financial stress. I did the math with flexshopper to get my mattress at a tiny fraction of the cost paid extra, i think maybe $50, and allowing me to make payments of maybe only $47.50 every week. It let me have what i wanted earlier and for a fair price. Their customer service was awesome and im mad grateful they exist.

Thumbnail of user heatherl389
1 review
0 helpful votes
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August 3rd, 2020

Cynthia was the nicest person to deal with! She was so helpful and got my account squared away quickly! Very happy to have dealt with her. Thankful to be dealing with a great company that employs lovely people! Thank you!

Thumbnail of user banm5
1 review
5 helpful votes
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November 9th, 2023

Hell no I may buy more consoles instead getting cheap out with a contract paying more than what the price of the console say in the description it isnt worth save up your money and go buy new one straight up lol.

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Thumbnail of user jerric26
1 review
2 helpful votes
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July 26th, 2021

Called customer service to let them know I never received my order that it said delivered but was not left at my address. Lady informed me that it was left at my door. I told her again no it was not. She keep saying it was delivered but as of today I still have not seen it. Instead of arguing with her I finally just said forget I will find out what happened. In the mean time I get calls everyday about my payment. Not going to pay for something that was not delivered or stolen from my door steps. They should have required signature upon arrival.

Products used:
None because it was not delivered

Service
Value
Shipping
Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Hello Jerri,

We are sorry to hear about the issue you're having. Our team is 100% dedicated to your satisfaction. One of our customer service representatives will be happy to investigate further. Please call 855-353-9289 or provide your contact information in a private direct message. Thank you.

Thumbnail of user ravenk5
2 reviews
12 helpful votes
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January 21st, 2020

I ordered a King Size Mattress from Walmart.com and received a box of chains instead. I called flex shopper and they jumped right on it and started investigating the matter. My rep's name was Linda and she was so helpful. I have bought several items and never had this problem. Even though my item didnt come, my customer service with flex shopper was great.

Thumbnail of user carlosp605
1 review
8 helpful votes
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October 15th, 2022

This company is a joke between there computer systems not working properly poor customer service and there own employees are miserable because they are mistreated by the higher up. Not to mention they have off shore employees not located in the US that have no idea what there doing making matters worse. Beware of your worse experience when lease to owning with this company.

Tip for consumers:
Don’t use them

Products used:
I pad

Service
Value
Shipping
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Thumbnail of user tessm89
1 review
7 helpful votes
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October 19th, 2023

Do not believe anything you see on this website. I purchased tires for my vehicle through FlexShopper and despite making my payments within 3 months to avoid interest, this company charged me $115 on top of my original payment as a "sales tax". Absolutely rediculous. If you use this company please take heed and read the entire terms and conditions document or they will rip you off.

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Thumbnail of user latreneb
2 reviews
4 helpful votes
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September 19th, 2018

Everyone is rude and they have no experience on how to deal with customers. I dislike them very much and will not use their service EVER AGAIN. They are not upfront about their policies. Stay away if possible!

Thumbnail of user averid1
1 review
0 helpful votes
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November 10th, 2019

Melissa and her supervisor Albert were amazing! They were able to offer me a quick resolution for my issue and were very sweet during the process. I'm definitely going to refer people the flex shopper based off of their speedy assistance and professionalism! I wish all customer service reps were as kind Melissa and all supervisors could provide assistance like Albert!

Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

We are glad to hear you had a great experience and that you are spreading the word. We appreciate your business.

Thumbnail of user lamonts9
1 review
0 helpful votes
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June 12th, 2020

I really appreciated the help Flex Shopper provided me! I really needed some tires to get to and from work. They came through big time! Thanks Flex Shopper you saved my life!
Also shout out to Cynthia for providing such excellent customer service!

Thumbnail of user williamb2645
1 review
0 helpful votes
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January 23rd, 2021

I worked with Cynthia on a billing issue, on a rough day. She was so friendly and fast and very helpful. Her professionalism was refreshing in these difficult times. Well done i'd totally recommend flex!

Products used:
Tires and car repair

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Value
Shipping
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Thumbnail of user victorias625
2 reviews
0 helpful votes
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April 28th, 2021

I had an issue with my address needing to be changed I had such a great experience with the representative she was very professional funny and nice that means so much when your have an issue that seems unresolvable she was patient and changed my address and help me to have my products placed on hold for pickup. This is what great customer service is all about. I didn't get her name but thank you soo much I sold my bed so I'm waiting on my bedding and so she took an already stressful situation and just neutralized. Thank you Flex Shopper for representatives such as her..

Thumbnail of user billm1145
1 review
0 helpful votes
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November 8th, 2020

I would like to thank the young lady, all bit her new to the job was absolutely paramount in helping me solve my issue today, and to thank the manager/supervisor who aided her in making things right. Thanks Flex Shopper team, your faithful customer, William Malloy

Thumbnail of user lizbethc2
2 reviews
2 helpful votes
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May 3rd, 2019

I am so disappointed in this company. I wanted to explore the early pay off option but because I was a two days past the 90 days I was told I could not. Wow! Is the only thing I can say. They were not even trying to work with me what so ever. 2 days late wow losing a client is less important than being two days late! I recommended this company to many people, co workers, patients, and family included. I wanted to do the early pay off so I can continue to purchase more things and still stay within my budget. I get the rules but losing a client for something so minimal like this is ridiculous and not a great strategy for client satisfaction or advertising. I am going to everyone I know and telling them about this ridiculous situation and advice against them. I am a clinical supervisor for a behavioral health clinic with 800 individuals here in Lancaster, PA. They just lose a valuable client!

Thumbnail of user porshaa
1 review
0 helpful votes
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February 14th, 2020

Sometimes you don't have the cash to drop out full price and may have to make payments. This was very convenient for me I will be using them for all my purchases going forward. Plus they have 90 day same as cash, which is helpful. I'm very big on reviews and sometimes you just have to experience things for yourself.

Thumbnail of user georger1080
1 review
2 helpful votes
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April 23rd, 2022

We bought a bed frame, and first they marked on their website it was delivered, we never got it.so my wife called they told her it would be approximately May when we would receive it, being it March we didn't want to wait that long to get a bed so my wife canceled the order. 2 weeks later they brought out our cancelled order, to our surprise.we purchased a bed from a different store and definitely didn't need a second bed. Now they are wanting us to pay a $160 shipping fee before they'll come and get it.

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Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Hello George,
Thank you for reaching out we appreciate your business. We are sorry to hear about this situation and would like to address this matter. Please send us a private direct message with the email address and phone number associated with your lease agreement and we will contact you. You can also contact our office via phone at (855) 353-9289 and an agent will assist you.

Thumbnail of user houriae
1 review
0 helpful votes
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March 2nd, 2021

Will Smith (not rapper/actor) has talent for sure and Todd is the epitome of Great Service. They go above and beyond and very attentive to their clients. They deserves a very special recognition and/or award plaque from corporate. I know, I witnessed countless while I was in the shop for a few hours while my vehicle was being serviced. This is no lip service. I plan to come back for more service in the future.

Thumbnail of user aliciab230
1 review
0 helpful votes
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October 2nd, 2020

I wanted to know how much my payment balance was and when my end date to pay it expired and the rep was so helpful. I was having a bad morning but he made me laugh with his humorous disposition. I never have issues with flex shopper Everytime I call they are so kind and willing to help. I love this company

Thumbnail of user kerrir43
1 review
3 helpful votes
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June 29th, 2021

I had an account with them and when I lost my job I was unable to pay. They took $1100 out of my tax return and we were supposedly squared up. Flash forward 4 years later. They send someone to my parents house and threaten to have me arrested for failure to pay a debt which was already paid. They had no proof and four years later neither did I. So i kept paying again until it was paid off. Flash forward two years later ironically right the middle of a national pandemic. They called me and all of my children threatening to take me to court for breech of contract and have continued to accrue fees and interest for the past two years for another $1400! Unbelievable the lengths these people will go to. I have contacted an attorney as this is complete garbage and fraud!

Tip for consumers:
DO NOT DO IT! READ THE FINE PRINT

Products used:
vacuum, surround sound go pro

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Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Hello Kerri, please call our office and request to speak to a manager at 855.353.9289

Thumbnail of user karleys1
1 review
8 helpful votes
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October 30th, 2020

This is the most sneaky and conniving company I have worked with. I called in july to pay on my account. Paid all but $200 was told my customer service I was done with my contract in July. It's now October I'm still paying on it. Customer service lied about my end contract date. If I knew my price would triple after July I would have paid off in may instead of letting payments continue. I called customer service and told I'm the liar. This company is full of crooks. STAY AWAY! Do not deal with them. Use any other company.

Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Hi Karley, Thank you for sharing your feedback. We are sorry to hear about your experience and would like to help make it right. We'd like to thoroughly investigate and resolve your concerns as quickly as possible. Please send us your contact information in a direct message or contact our Customer Service Manager while referencing this review and we will be sure to get resolution for you. (855) 353-9289.

Thumbnail of user marthaj684
1 review
0 helpful votes
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April 18th, 2022

It is always a pleasure, my questions, and problems are resolved with one phone call. Outstanding, professional, it was a pleasure doing business with them I will come back because I am extremely satisfied

Tip for consumers:
Very nice products, outstanding customer service. Love them

Products used:
Jewelry,

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From the business

FlexShopper provides a flexible and easy way for you to get the furniture, electronics, appliances and other popular brand name goods with affordable, weekly payments.

Business History

FlexShopper has been helping millions of customers since 2013 get the products they need with various payment plans. We’re a safe, reputable marketplace that cares about our customers. Know exactly what your payments, buyout options*, and full contract value are before you sign. We take pride in our transparency and clearly outline everything you need to know in our agreements. There are no hidden fees — know exactly what your weekly payments, buyout options, and full contract value are before you sign. We take pride in our transparency and clearly outline everything you need to know in our lease agreements.

Company Representative

Thumbnail of user kellyz31
T-Flex F.
Usually responds not within the first month

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