• FlexShopper

FlexShopper

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Overview

FlexShopper has a rating of 3.1 stars from 759 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with FlexShopper most frequently mention customer service, cynthia rodriguez, and billing department. FlexShopper ranks 19th among Marketplace sites.

  • Service
    173
  • Value
    162
  • Shipping
    140
  • Returns
    103
  • Quality
    144

This company responds to reviews, but usually not within the first month

Positive reviews (last 12 months): 19.2%
Positive
5
Neutral
0
Negative
21
63
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How would you rate FlexShopper?
Top Positive Review

“Needs to revive web portable for any product”

Antonio R.
10/28/24

Overall great experience and had cheaper cash prices compared to the competition. But what makes this option very appealing is the online portion where you find ya item, submit the deets, then sign an agreement. Unfortunately, i was told that THAT feature no longer works since the top of the year and that's very disheartening. If that feature was revived, 5 stars 10-of-10.

Top Critical Review

“They will overcharge and change your amount owed”

Jenny H.
8/2/24

I know places like this are pricey. There's always a price to pay for getting something now and paying later, but this company will just take money when the want. If I make a payment with my card, they will immediately attempt to debit any other card or account on file for more money. The payment amounts changed from initial purchase and have tried to charge ridiculous fees. I thought I was cose to payoff and the amount still owed is like similar to when i started the payments for purchase. I had surgery in December, so I didn't work as much, and thought I could use Flexshopper to purchase Christmas gifts and boy has it cost me! Items purchased: Nintendo switch, controller, PS5

Reviews (759)

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Reviews that mention popular keywords

customer service (306) flex shopper (85) bank account (33)
Thumbnail of user brandonb820
1 review
8 helpful votes
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August 18th, 2020

Cynthia Rodriguez took care of my needs in a timely manner and was also very pleasant to talk to. Many people in her position I'm sure don't always get appreciated and I'm sure they get insulted on a regular basis. Cynthia shows that, even if this unfortunate thing has happened to her, this hasn't deterred her from being kind and helpful to the customers.

Thumbnail of user melissaw1603
1 review
0 helpful votes
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July 21st, 2022

There was a "glitch" in the billing with FlexShopper of which I have had no success in being refunded. They took a double payment out and did not notify me until two days after the second payment was taken out of my account I waited on hold for over an hour only to get a customer service rep that was not able to communicate in English well. Not only that but I have spoken to three other customer service reps and each time was told a different story. I have very little trust in a company that can make this big an error and show such lack of empathy and such unprofessional customer service.

Tip for consumers:
Great for no or low credit however you will pay much more that what the product is worth. I have learned my lesson. Save your money and buy it directly! Also, be aware that the customer service is horrendous.

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Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

We apologize for your experience with FlexShopper. We appreciate you reaching out to us and would like to review this situation. Please send us a private direct message with the email address and phone number associated with your account and we will contact you to address this matter. You can also call our Customer Service department via phone at (855) 353-9289 and a representative will assist you.

Thumbnail of user nicolek1009
1 review
4 helpful votes
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April 19th, 2022

If you use them please make sure you pay or they will harass you and by harass I mean harass 8-12 calls a day. I missed 3 payments due to losing my job. They even contacted family members when I didn't even give my family's info out. I have screen shot and kept all my phone records. They make it impossible to return your items… and if you want a payment arrangement they make you put a huge chunk up front. Beyond ridiculous. I understand they want their money but there are correct measures to take. Even though I'm up to date now I will never use again or recommend.

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Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Hello Nicole,
We appreciate you reaching out to us, we would like to address and review your incident. Please contact our Billing department via phone at (855) 353-9289 and a representative will be happy to help you. If you prefer, please provide your email address and phone number in a private direct message for assistance as well. We are here to help you and discuss the details regarding your lease agreement.

Thumbnail of user ryanp419
1 review
0 helpful votes
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July 28th, 2020

I've worked in customer service for a very long time and Cynthia was one of the best reps I've spoken to lately, at FlexShopper or otherwise. She was patient, kind and helpful, and she provided me with all the information I needed.

Thank you Cynthia!

Thumbnail of user takishaj1
1 review
0 helpful votes
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July 31st, 2020

I love shopping with flexshopper, the prices are reasonable and they have any and everything you could possibly want. Cynthia Rodriguez is very very helpful and always available to help any way she can.

Thumbnail of user jenniferr716
1 review
0 helpful votes
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February 14th, 2020

Geat products, they have everything I'm looking for.
I just had the greatest customer experience with Greg. Very detailed and patient. He helped me get my payments in order and even repeated himself so I can write down all the info.

Thumbnail of user kimr274
1 review
0 helpful votes
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January 25th, 2019

Received thomson laptop had it for an hour it was damaged. Contacted customer service immediately they are giving delays of 3 to 5 day on getting return label so they can at least get one payment out of your account. Grace (customer service agent) stated its in my possession so there is nothing they can do to stop payment. I could not believe that. I canceled and informed her i would dispute the charge should it appear. This company does not care about you as a customer. I wish i could give them zero stars.

Thumbnail of user rebeccaf515
1 review
0 helpful votes
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March 2nd, 2021

I like buying from Flexshopper, so far no big issues of any kind, they are always nice if I have to call for any reason. I plan to do the early payoff to buy another item. I will continue to use Flexshopper for my rent to own needs. A special thank you to Cynthia in billing

Products used:
Bought a HP desktop through Amazon, I used the personal shopper link on Flexshopper

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Thumbnail of user kimh1057
1 review
0 helpful votes
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September 21st, 2021

I have multiple leases with them. On the bottom of the website on footnote #8 it states that if you make 42 of the 52 payments on time consecutively they will credit the remaining 10 payments. I called after my first lease and was told yes if I complied it would happen. Well 3 weeks ago I was there and I've called at least 10 times since, been told no one had ever asked about this, been told they would honor it on 2 occasions but they didn't honor it and now I'm told sorry we're not going to honor it. This is so dishonest and wrong! Shame on you flexshopper.

Products used:
Electronics mainly

Service
Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

We appreciate your business and apologize for any inconvenience you've experienced. Our team is 100% dedicated to your satisfaction and would like to assist in rectifying this billing matter. Please contact our office via phone at (855) 353-9289 press 1 and a Billing representative will assist you.

Thumbnail of user stephaniel591
1 review
14 helpful votes
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September 9th, 2020

Currently on hold for over thirty minutes with Deven, waiting for a supervisor. I am being billed double payments. I spoke to a customer sales associate Garry earlier today. NO HELP from both calls. A letter is the first step towards arbitration. They should be audited by the IRS!

Thumbnail of user omayrag1
1 review
1 helpful vote
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June 23rd, 2021

I make my order on June 10,2021. Its been 2 weeks and my account on dashboard shows Pending, I haven't received any kind of communication from Flex shopper to tell me about my existing order. I talked to a Representative on June 18 to see what's going on and he told me "your item is about to be ready and ship" that was a Big lie because I talked to another Representative on June 23 and she said" I don't know where your item is we have to make a Teaching ticket you will receive an email from 24- 48 hrs" I'm very disappointed with this company. I told them if takes any longer I want to Cancel that order. Im tired of being waiting and they doesn't communicate with me about anything.

Products used:
I haven't received my item it's been 2 weeks.

Service
Shipping
Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Hello Omayra G, we are sorry to hear about the issue you're experiencing. Our team is 100% dedicated to your satisfaction. Please call our Customer Service department via phone at (855) 353-9289 and a representative will assist you. Our hours are Monday through Friday 8 a.m. to 10 p.m. EST, Saturday 8 a.m. to 7 p.m. EST. And Sunday 8 a.m. to 7 p.m. EST

Thumbnail of user diannea88
1 review
1 helpful vote
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December 16th, 2020

I stayed on hold forever only to be hung up on when I stated that they were taking money out of checking account without my consent. I called back and they "helped" me by stating there was nothing they could tell me or help me with that I would have to take it up with my bank. I did and got the charges reversed only to have more money taken out the following week. I called back again only to be in hold for an ungodly amount of time... no one ever answered my call. I left my# so they could call me back. They finally called back hours later but I had stepped away from my phone so the whole thing stared all over again. They are taking my money and I can't get anyone to fix it for me.

Thumbnail of user darbyl
3 reviews
13 helpful votes
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September 15th, 2017

Aside from the fact that intrest and cost to use flexshopper is outrageous, I set up a payment arrangement with them on a weekly basis which they stopped charging the payments and instead drained my account completely

Thumbnail of user louise34
1 review
0 helpful votes
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February 4th, 2020

I just wanted to say CustomerService representative Cynthia R from Flexshopper was a real pleasure to help me out today. All customer personal should be like her. She was very helpful in helping me with my problem.

Thumbnail of user octaviaf2
5 reviews
12 helpful votes
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January 24th, 2020

I luv me some flexshopper, affordable interest if u can't payoff your product in the 90 day term. I luv dealing with them, I've been a flex shopper for at least 8 years. My credit is great with them, I've always made my payments on time. They have shown there appreciation, by increasing my credit limit to $3000. 00. Thanx flexshopper, yes I definitely recommend this company to everyone.

Thumbnail of user kiloe1
1 review
0 helpful votes
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January 9th, 2021

Lexei was nice, emphatic, paid attention to every detail & resolved my concerns in a timely manner. Speaking to her made my day & reminded me of why Flexshopper is one of the best at what they do. We need more dedicated Customer Service Reps like Lexei!

Thumbnail of user cynthiap398
1 review
14 helpful votes
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July 28th, 2020

I called to make a payment and Ms Cynthia Rodriguez's take charge personality was amazing. She quickly give me a summery of my account and advise me on how to maximize my payments so i can pay for my products faster. She was friendly, professional and very knowledgeable. I would recommend the service to all of my friends &family because of her awesome customers services.

Thumbnail of user francesp139
2 reviews
1 helpful vote
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December 28th, 2020

I have used Flexshopper for several years now. Up until this year, I never had a problem. I ordered an Apple ipad for my 9 yr. Old on 12/1/2020 and never received it. I called and was told to resubmit the order on 12/8/2020. Again no ipad was delivered. Tried to do a live chat several times with no luck. Called again and was on hold for 2 hrs on 12/18/2020. I was informed my order got stuck in the system between flexshopper and the vendor. I was told a manager pushed the order through. Christmas day no ipad. I am a single mother who can not afford to pay cash for something this expensive and that is why I use flexshopper. Very disappointed in them this year! Today is 12/28 still no ipad and all customer service will tell me is that the vendor still has not shipped it! SAD!

Thumbnail of user davel379
3 reviews
9 helpful votes
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January 4th, 2020

They prey on low income people and charge a ridiculous amount of money for something. Up to 10 times the actual cost! Apple Watch series 4 $1100. 00 wtf. The government should shut this and all others like it down! And the owners should be in jail! SHAME ON THEM!

Thumbnail of user andrew114
1 review
0 helpful votes
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March 13th, 2021

Be wary of this company, if you have banking or debit card info on file with them, they will put through un authorized payments on you with any notice. I flexshopper put through a payment of $300 dollars put through my account that I did not authorize and now I have all these overdraft fees from my bank!

Tip for consumers:
Way over priced!!!

Products used:
Tires

Service
Value
Shipping
Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Hello Andrew,

We are sorry to hear about the issue you're having. Our team is 100% dedicated to your satisfaction. One of our customer service representatives will be happy to investigate further. Please call 855-353-9289 or provide your contact information in a private direct message.
Thank you.

Thumbnail of user shavonnej2
1 review
0 helpful votes
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September 18th, 2021

I have been using Flexshopper for a few years now. I have to say they are absolutely amazing! Whatever problems I had they fixed right away, and they truly work with you if you're having setbacks. I highly recommend them! :)

Service
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Thumbnail of user doreathat
1 review
7 helpful votes
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May 7th, 2020

Dealing with flexshopper was one of the most hassle free experience in purchasing my laptop. All my concerns where answered promptly and properly. The customer representative that I have talked to were Pleasant and polite and some humorous. JB was instrumental in helping me pay off my account. The conversation with him help me realize I was in good standing with flexshopper so I intend to use them again.

Thumbnail of user keyanab
1 review
3 helpful votes
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February 2nd, 2019

These people stopped charging me for almost 6 months and today outta the play they drained my account now I can't even pay my car note I will never ever get anything from this place ever again the worst people ever. When you call you will be on hold forever just to get a simple hello. They all sound like they hate their job. I'm beyond upset at this moment. How do you just sit there and drain a persons account like that they pretty much kept charging until they couldn't charge anymore.

Thumbnail of user jessicac918
1 review
11 helpful votes
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September 1st, 2020

I've been dealing with a lot of personal issues and completely forgot my 90 days same as cash expired 4 days ago. I called with not many hopes of it being honored (it was completely my fault) but Cynthia was so considerate and sympathetic and honored it when she really didn't have too. We need more people like her working in customer service!
Thanks
Jessica Castillo

Thumbnail of user christiner564
1 review
3 helpful votes
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October 24th, 2020

Jaime was the up most professional customer serv/ personal shopper I've dealt with yet... An asset to the co. Honestly went above and beyond to make sure I understood my loan agreement and what it entailed. Also my pics weren't clear on my latest order so he collected all the info and was very patient with me and understanding realizing i was a new customer and learning how this works. And processed everything so things would go smoothly... Thanks so much (Jaime) great dedication to ur job

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From the business

FlexShopper provides a flexible and easy way for you to get the furniture, electronics, appliances and other popular brand name goods with affordable, weekly payments.

Business History

FlexShopper has been helping millions of customers since 2013 get the products they need with various payment plans. We’re a safe, reputable marketplace that cares about our customers. Know exactly what your payments, buyout options*, and full contract value are before you sign. We take pride in our transparency and clearly outline everything you need to know in our agreements. There are no hidden fees — know exactly what your weekly payments, buyout options, and full contract value are before you sign. We take pride in our transparency and clearly outline everything you need to know in our lease agreements.

Company Representative

Thumbnail of user kellyz31
T-Flex F.
Usually responds not within the first month

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