• FlexShopper

FlexShopper

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Overview

FlexShopper has a rating of 3.1 stars from 759 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with FlexShopper most frequently mention customer service, cynthia rodriguez, and billing department. FlexShopper ranks 19th among Marketplace sites.

  • Service
    173
  • Value
    162
  • Shipping
    140
  • Returns
    103
  • Quality
    144

This company responds to reviews, but usually not within the first month

Positive reviews (last 12 months): 19.2%
Positive
5
Neutral
0
Negative
21
63
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How would you rate FlexShopper?
Top Positive Review

“Needs to revive web portable for any product”

Antonio R.
10/28/24

Overall great experience and had cheaper cash prices compared to the competition. But what makes this option very appealing is the online portion where you find ya item, submit the deets, then sign an agreement. Unfortunately, i was told that THAT feature no longer works since the top of the year and that's very disheartening. If that feature was revived, 5 stars 10-of-10.

Top Critical Review

“They will overcharge and change your amount owed”

Jenny H.
8/2/24

I know places like this are pricey. There's always a price to pay for getting something now and paying later, but this company will just take money when the want. If I make a payment with my card, they will immediately attempt to debit any other card or account on file for more money. The payment amounts changed from initial purchase and have tried to charge ridiculous fees. I thought I was cose to payoff and the amount still owed is like similar to when i started the payments for purchase. I had surgery in December, so I didn't work as much, and thought I could use Flexshopper to purchase Christmas gifts and boy has it cost me! Items purchased: Nintendo switch, controller, PS5

Reviews (759)

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Reviews that mention popular keywords

customer service (306) flex shopper (85) bank account (33)
Thumbnail of user christinas321
1 review
3 helpful votes
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February 12th, 2019

They took money from me twice in one week and when I had PROOF from my bank they still says they didn't double charge me. Well it just happened again. The regular Friday payment came out and they took about payment on Monday. They are getting cut TF off!

Thumbnail of user carlg119
1 review
0 helpful votes
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November 7th, 2019

I've been dealing with flex shopper for a few years now. People there are Great. I have not had any bad experiences since I have been with them. Delivery times could be a little quicker. But that's small stuff. Thank you Flex shopper crew.

Thumbnail of user taras142
1 review
3 helpful votes
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April 13th, 2019

I started with FlexShopper back in 2015. Never had any issues with them until this past year. Not only is the communication an issue, but the sales representatives really need more training. I have requested on numerous occasions to either change a payment date or to not charged on a certain time. Always an issue with these people! It got to the point where I had to cancel my debit card and reissue a new one (not to billing dept knowledge)

After I pay FlexShopper offf, I'm done!

Thumbnail of user rh598
1 review
13 helpful votes
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September 17th, 2020

Kimberly with FlexShopper customer service went over and beyond helping me! I found this program by accident while shopping online and I'm glad I did. I was able to get all the things I wanted from great vendors. There mark-up is very small unless you go over the 90 days. Customer Service is so wonderful and helpful. They exceeded my expectations. They have the best CSR during covid-19.

Thumbnail of user reginaldc55
2 reviews
0 helpful votes
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August 15th, 2020

I Really gotta say that Ms. Cynthia Rodriguez really did an excellent job helping me figure how I could make my payment plan much easier and not making it a burden on me. I believe she deserves a raise. Again, I really appreciated her caring and help!

Thumbnail of user shawni20
1 review
10 helpful votes
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October 23rd, 2020

I'm going to tell you right now unless your in Absolute desperate need of That particular item. Don't buy it when your finally done making payment on your item you would hav payed 150% on the interest rate. For example "Air pods" that cost $250.00/ your payment would be $13.75 a week for a year!, now let's do the math that 48 x $13.75=668! They right and the actual item retails only at $250.00. And it doesn't even include warranty!. So if the item is damaged or broken your Assed out!. You still have to pay it off. NEVER AGAIN!

Thumbnail of user maze2
1 review
0 helpful votes
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January 9th, 2021

The agent on the phone was super friendly and welcoming(which is becoming rare in customer service ironically!) She completed my transition efficiency and gave me valuable information regarding my account! She is a credit to your company!

Service
Value
Thumbnail of user amandas1251
1 review
0 helpful votes
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January 19th, 2021

They take out more than what you owe. Even on the second week when that was suppost to be a free week with promo. And I still got charged. 3 payments in 2 weeks when it should of only been one payment. They are trying to say I dont get a refund for the money they owe me.

Service
Thumbnail of user jassmad
1 review
0 helpful votes
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September 9th, 2021

I ordered a 32" LG tv and it arrive, it's good for me because I have once a month income. Fell behind in July in payments manage to catch up with the payments this month. I know calls could be anoying when you owe. But customer service person was polite so far. Good customer service is the heart of any business.

Tip for consumers:
Good business for people on limited monthly income.

Products used:
32" LG tv

Service
Value
Shipping
Returns
Quality
Thumbnail of user non202
1 review
1 helpful vote
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January 31st, 2019

I had the for a year. They stopped taking the money out 4 months ago. When I called they said I had to talk to an account manager who never return calls and never answer. Finally today they decide out of the blue to charge my card almost $400. I called and spoke to three different people to include a manager and they all refused to help me. They are dishonest and do what they want. They need to be put out of business. Do not do this. I know it sounds enticing but I ma telling you. You can save their amount of payment for 3 months and but it outright. I am paying over $200 for a video game for my son's Nintendo Switch that is $50 in the store! I was stupid!

Thumbnail of user tammys478
1 review
0 helpful votes
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June 5th, 2020

I really liked I could speak to one person when I called with a concern! Greg Roy has tremendous people skills. I don't necessarily like talking on the phone, mostly because most people don't have the patience to talk to customers accordingly. I'm also very grateful for FlexShop because my kids drive my vehicle and we live on a mountain with some harsh dirt roads. And I didn't have the money to pay for tires needed out here at one time. Thank you FlexShop and a huge thank you to Greg Roy for making my life easier, as talking on the phone gives me bad anxiety! Never once did I get anxious when speaking with you!

Thumbnail of user chrisf656
1 review
6 helpful votes
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August 29th, 2020

I got tires in December and i used flexshopper for the first and only time. So they took 34 dollars a week out of my account which is fine and I just called today to pay off the remainder when I asked the gentleman for my balance he told me i still owed 550 on the tires... its been about 30 something weeks from December to now which its the last days of August so 30 something weeks × $34 a week and I still owe 550 on 700 dollar tires... this is a scam and its crazy the reviews they have im not sure if I'm the only person to have horrible experience with them but anyways the tires are mine and I won't use them again.

Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Thank you for the feedback. We are sorry to hear you are unhappy with your recent interaction with us. We'd like to better understand the experience you had and resolve all of your concerns. Please send us your contact information in a direct message or contact us on (855) 353-9289, mention this review and request to speak to Supervisor or Manager.

Thumbnail of user erikw71
1 review
16 helpful votes
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February 7th, 2020

The Customer Service at Flexshopper is excellent. If you happen to have an issue, concern or request they are more than willing to oblige and work out your problem. Every interaction i have had with them has been pleasant and easy and helpful whereas it's often so tedious to deal with large companies on phone or online. I would like to thank Customer Service rep Edric for going above and beyond and really just making my day. Thank you Edric and thank you Flexshopper!

Thumbnail of user ramik8
1 review
0 helpful votes
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January 18th, 2020

I have had a great experience with flexshopper they are always nice and professional. I have paid off multiple items costing thousands, much better and cheaper than using a credit card as long as you pay off in 90 days.

Thumbnail of user scottm808
1 review
2 helpful votes
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October 18th, 2019

While flexshopper and FlexshopperTires is an easy enough credit to apply for and obtain, The real interest paid by simple compounding is more like 80 percent vs. the stated 2.4. I financed 2400 and paid 3400 in 8 months. I advise caution and only buy what you can pay off in 90 days

Thumbnail of user kelseez
2 reviews
10 helpful votes
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September 9th, 2019

I have been making monthly payments for almost a year. I got 3 items from here the total of these items was $886.09 I have paid over $1,500 for these items. They take out double payments ALL the time. How is this legal! At one point during this trouble processes, I got the balance down to $448.40. Only to find out that the next week the balance went up to $1,036.91...

Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Thank you for providing your feedback and letting us know about this issue, Kelsee. We set a high standard for ourselves and are truly sorry to hear that standard was not met in your interaction with us. Please get in touch with our Billing Manager on (855) 353-9289 option 1 and we'd be happy to help you out.

Cheers,

FlexShopper

Thumbnail of user catrinap5
1 review
0 helpful votes
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May 28th, 2020

During this global health crisis, I have been left without a job. I explained to Lester my concerns and that I wasnt sure if I would be able to continue my weekly payments. I inquired about a payoff amount because I am so close to paying it off. Lester showed understanding and was very empathetic to my concerns. I will use Flexshopper again.

Thumbnail of user angelah281
1 review
0 helpful votes
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January 22nd, 2019

This is the worst company ever. I never received my order but, they keep sending me text messages about my payment. I called customer service to complain. I explain to the representative that I never received it. She left me on hold for 35 minutes and then hung up. Never order from these people.

Thumbnail of user aubreyj19
1 review
0 helpful votes
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March 14th, 2020

Cynthia Rodriguez is amazing at what she does. Always upbeat, smiling and ready to go. You can tell when speaking with someone if they truly love to help people and she is that person. Customer experience is always on 100%. Thank you Cynthia for all you do and keep striving, it doesn't go unnoticed!

Thumbnail of user luzc49
1 review
0 helpful votes
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October 5th, 2020

In August 2020 I leased a computer overall was pleased with the product until is stop working. I called them and sent it back, made some calls again and one customer representative help me and help me understand the following up. After some more inquiries other representatives from the company gave me the wrong follow up and answers, again I asked to be speak with the representative that actually finished and most help that I got for my issue thanks to him I got the issue resolved his name is Gregory Roy. You need as a company look into this and help those that made the mistakes. I am very pleased with his help with my problem, thanks.

Thumbnail of user amandah2495
1 review
4 helpful votes
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December 2nd, 2023

I feel that FLEXSHOPPER is a predatory lender & will never do business with them again! I purchased 4 tires with Flexshopper last April ( this is now December after weekly deductions of $30.83 are automatically taken out of my checking account) They said after the 4 month lease ended in August is when the payments started applying toward the loan. Its a 52 week contract. Lease? Who leases tires? The sales rep asked if i read the agreement. (Who reads agreements?) I paid it off right then and there. Tires are expensive, and FLEXSHOPPER made them even more expensive. Never ever again will I, nor will I even allow my friends or family - to ever utilize FLEXSHOPPER!

Thumbnail of user julies2171
1 review
0 helpful votes
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March 11th, 2022

I had called in many times into flexshopper to take a card off & stop charging that card. When they all ready have my bank card on file.
Customer service has not tooken card off
& just today (3/11/22) I was charged twice on two different cards.
This company has some issues

Tip for consumers:
Beware of this company.
Says they will take care & change things on your account & don't. Lies co.e from this company

Products used:
Purple Makeup table with chair & lighted jewelry box

Service
Value
Shipping
Returns
Quality
Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

We appreciate your business and apologize for the inconvenience. We would like to assist you with the resolution. Please send us a direct message with your email address and phone number associated with your lease agreement or you can contact our office via phone at (855) 353-9289 press 1 and our Billing Team will assist as well.

Thumbnail of user micheller1503
1 review
4 helpful votes
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July 21st, 2021

New account, and already regret it. If I could return the merchandise I would! I'm stuck with the hellish, harassing phone calls now for missing one payment and I have to provide proof with bank statements and have to make TWO payments upfront to change my billing cycle, and I never recieved my 2nd week free when I used thier promo code. I'm just over it! What seemed like a great deal turned into misery real quick. DON'T DO IT! I'm stuck in this now!

Thumbnail of user alanh742
1 review
0 helpful votes
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April 20th, 2022

I do not recommend this site. I had been a customer for many years. I never had any problems with them in the past. I needed to return an item because I had been pulled out of work and would not have been able to pay for my item. They said that I could return the item but would have to pay for shipping and needed to give them all kinds of information about the condition of it before they would even accept it back. I let them know everything they asked. They then double charged me my weekly rate mind you I have no money coming in. I did owe them 1 week of back rent and that was fine. I tried to contact them about the issue and basically they told me to pound salt. Please don't fall for this kind of nonsense

Tip for consumers:
Don't do it there are better options

Service
Value
Shipping
Returns
Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Hello Alan,
Thank you for reaching out we appreciate your business. We are sorry to hear about this situation and would like to address this matter. Please send us a private direct message with the email address and phone number associated with your lease agreement and we will contact you.

Thumbnail of user joshuab597
1 review
13 helpful votes
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January 14th, 2020

Lease states payments are due weekly. This being said i get paid every other week. Also states that payments are due on a friday. I get paid on tuesdays. They were more then willing to help me. An all there departments seem to have a good knowledge of information on my acc. So while i was taking care of billing i was still able to find out when my equipment was coming in. An the respect level was fantastic. Thanks flex shopper.

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From the business

FlexShopper provides a flexible and easy way for you to get the furniture, electronics, appliances and other popular brand name goods with affordable, weekly payments.

Business History

FlexShopper has been helping millions of customers since 2013 get the products they need with various payment plans. We’re a safe, reputable marketplace that cares about our customers. Know exactly what your payments, buyout options*, and full contract value are before you sign. We take pride in our transparency and clearly outline everything you need to know in our agreements. There are no hidden fees — know exactly what your weekly payments, buyout options, and full contract value are before you sign. We take pride in our transparency and clearly outline everything you need to know in our lease agreements.

Company Representative

Thumbnail of user kellyz31
T-Flex F.
Usually responds not within the first month

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