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Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.
Perpay Inc. has a rating of 4.6 stars from 2,113 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay Inc. most frequently mention customer service, direct deposit and credit score. Perpay Inc. ranks 8th among Discount Shopping sites.
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I have never been good at managing my credit. I have to monitor my spending, and I am trying to work on building my payments up and spending less on the card. Having my payment automatically taken out of my checking account is very convenient.
Prepay is great! They allow me to make affordable payments on high ticket items. I have not had any issues with delivery and my items come in a timely manner.
I've been ordering from perpay now for 2 years and never any issues until now. I have placed my order on 10/25/2025 and I ordered 4 items, I have received 3 items but not my headphones. They have never been shipped!
According to their website UPS has received the info but never my package and info was received 10/29/2025.
I have put in a request for chat 3 times to get help with my order and each time no help and it closes my ticket and my order still hasn't shipped and they are still taking payments for this item.
Only reason I am doing a review is to hope perpay will see this and help me resolve my issue so I can go back to giving them 5 stars. As before I never has this issue until now.
I love PerPay. I love that I can get nice things and pay in it every paycheck and it's also building my credit! The customer service is TOP TIER! You have a forever customer.
Signed up, set up direct deposit
And honestly forgot about the order! Until knock knock there is a package for you at the door! Bam new iPad in hand as promised! I can't edit to order more!
I love it orders are being delivered fast and the quality is excellent when arrive after payments come out and balance goes up as well
I love it orders are being delivered fast and the quality is excellent when arrive after payments come out and balance goes up as well
Orders come in good timing. Directly from your paycheck. Order whatever you want within your limit. I just paid my first purchase off and I've referred friends and gotten extra credits added. This is a great way to shop in a budget or buying things for your home etc.
Had an issue because I changed my number but customer service had me settled in no time at all. Prices are a bit high but that's to be expected haven't had any issues with product. I've ordered a ps5, oculus, even a generator great quality fast shipping.
Is good stuff is little more expensive that just straight buy it in full payment but if u need something right away don't have all the money to pay for it you can get it here in payment plans pay it in time back delivery are sometimes quick other time takes till you paycheck comes in that your product goes out to shipping that is the only thing it takes time sometimes.
Thank you for the feedback! We acknowledge your feedback that our items are more expensive than a straight purchase. We also apologize that the delivery time sometimes takes too long. We are always looking to improve, and your input is important for us to do so. If you have any additional questions or concerns, please reach out to us at hello@perpay.com, and we will happily assist you from there!
Choosing per pay to get certain items has been the best decision I have made. The amount you pay is reasonable and you don't have to worry about it since it comes out of your check automatically. I am just waiting for per pay to get the Nintendo Switch 2 in stock so I can purchase one of those from Perpay. Because of per pay, I've been able to get a brand new vacuum a PlayStation five a pro controller for my Xbox series, X and a few games for my switch and not sweat at all. Thank you Perpay for helping me.
I love perpay my experience with them is good their items get to you on time if you make the first payment they send you your item after that u get it like in 2 to 3 days it's awesome I promise and they really do help build ur credit I love you perpay thank you for giving me a chance at life again
So far it has been good. However the initial shipping takes a long time. There should be a way to pay the 1st payment before direct deposit starts to speed up shipment
I love Perpay. It's fast, easy and covienient. I do most of my shopping for my house by Perpay. Household items, furniture, even my pet food. If I could get EVERYTHING from Perpay I would. Thanks Perpay.
I love Perpay. It's fast, easy and covienient. I do most of my shopping for my house by Perpay. Household items, furniture, even my pet food. If I could get EVERYTHING from Perpay I would. Thanks Perpay.
Love how comes outa your check each week so don't have to worry about making payments on time and the more add to it higher credit limit they give u over time
I have ordered several items from electronics to furniture on several occasions. The items were shipped quickly and as described overall completly satisfied.
Customer service is great! I love the convenience of shipping to my home and direct deposit payments. The quality of merchandise is top-notch.
I'm very grateful for this platform because it makes expensive items, like electronics, accessible to those who cannot pay the full amount upfront. Although compatibility with direct deposit platforms could be improved, the tedious setup is more than worth it given the results.
Everyone keeps lies why has my order not shipped yet and you will not give my money back thats theft and it will not stand i will sue this company
Thank you for bringing this to our attention! We apologize for the confusion around your order and first payment requirements. Our team would love to connect to look into this matter a bit more. Please reach out to us at hello@perpay.com, and a team member will be more than happy to assist you from there!
Answer: They are 100% reliable. I have ordered multiple nothings NEVER had an issue. If I reached out to customer service they respond within 24hours. Try it once and you won't be disappointed.
Answer: Yup! I use it pretty often. I have terrible credit and it helps me get things. Not to mention after using them for a while they also gave me a credit card with a $500 limit!
Answer: They only take out your payment the rest goes to your bank
Thank you for the feedback! We're so sorry to hear that you're having issues with your order. We would love to connect with you and assist you with any persistent issues. Please reach out to us at hello@perpay.com, and a team member will be more than happy to assist you from there!