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Perpay Inc.Reviews 1,884

4.5

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From the business

Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.


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Perpay Inc. Reviews Summary

Perpay Inc. has a rating of 4.5 stars from 1,884 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay Inc. most frequently mention customer service, direct deposit and credit score. Perpay Inc. ranks 8th among Discount Shopping sites.

service
385
quality
1,197
This company responds to reviews on average within 3 days

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Georgia
1 review
0 helpful votes
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Electronics
September 29, 2025

I ordered my Sonos sound system through Perpay it came quickly setup was easy now everyone wants to watch the games at our house! Payments come out automatically which makes it easier on me and before you know it my balance is zero, love this site and the products!

Date of experience: September 29, 2025
Pennsylvania
1 review
0 helpful votes
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Awful experience
September 29, 2025

Takes days to respond. Ordered was supposed to be delivered weeks ago. Nobody can tell me where my package is. Absolutely horrible. Will not be ordering from here again.

Date of experience: September 29, 2025
Maryland
1 review
0 helpful votes
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I love it!
September 28, 2025
Updated review

The shopping app has changed my life because I'm gonna fix income. I can buy the things I want and need for my household in my family.

Date of experience: September 28, 2025

My Passion
June 27, 2025
Previous review

It has been wonderful shopping and snowing able to pay on it over a period of time, sue to unforeseen financial circumstances,

Date of experience: June 27, 2025
North Carolina
1 review
0 helpful votes
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Works Just As Advertised
September 27, 2025

I have been using the Perpay card and marketplace for about two years now, and it has been my go to card for monthly charges for other services like my netflix, and hulu, prime membership ect, and it has worked wonderfully. I dont have to think about the little small bills, because they are automatically taken out to pay the card from my paycheck, and the marketplace serves me as just a bonus. I'll go on every once and a while and pick our something i like and have it delivered to keep that service active. There's a lot of quality products on the site. They are st a mark up, but i do expect that given the type of program youre signing up for.

Date of experience: September 27, 2025
Colorado
1 review
0 helpful votes
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LOVE IT! EASY TO USE AND PAYOFF
September 27, 2025
Updated review

I really enjoy my Perpay account. It makes purchases easy and payoffs just as easy by providing multiple repayment options. I will continue to use Perpay because it reports your activities to the credit bureaus which has really helped my credit score. Thanks, Perpay!

Date of experience: September 27, 2025

Love Perpay
March 23, 2025
Previous review

When I first started with Perpay, I was a little skeptical. There are so many untrustworthy vendors out there that it's hard to tell legit offers from scams. Perpay has exceeded my expectations. The prices on some items are higher than if you were to pay in full with a different retailer, but it is so much lower than if you were to rent the items or have to pay off interest over time. You generally have 10 biweekly payments to pay off the items. At first, I thought was restrictive, but I like that I am not paying perpetually for an item. Even if I were to purchase a MacBook, it would be paid off in less than half a year. The payments will be a little high, but it's only temporary, and if you can budget it, you'll have the product you want and not feel like you've paid ten times its worth. I continue to shop with Perpay because they make it easy, and I am a satisfied customer.

Date of experience: March 13, 2025
New Hampshire
1 review
0 helpful votes
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Best App Ever
September 27, 2025

I could not be happier that I came across PerPay. As someone with less than perfect credit, it allowed me to get an opportunity to purchase high end items that I otherwise would not have access to. THANK YOU PERPAY!

Date of experience: September 27, 2025
California
1 review
0 helpful votes
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Like I stated the app it's great, but I had that back experience kissing my packages, I think the delivery company Fed Ex should request a signature and not leave packages in front porch, more in areas where burglaries are common I open a case on you website, but my stuff it's gone I hope you can give me some feedback in regards to this matter. Order#P******* the address of delivery is 321 Anita st. Chula Vista, CA ******* thank you the items was delivered 9/21/25 according to Fed Ex Corp just for the record

Date of experience: September 27, 2025
Illinois
1 review
0 helpful votes
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The best for building your credit
September 27, 2025

This not only gives you a chance to pay with your pay check it also builds your credit and it is a grate thing for single mothers this is the only way I can give my kids the best Christmas gift I have been buying them there Christmas gift for a couple years now and I have built a good amount of credit

Date of experience: September 27, 2025
Florida
1 review
0 helpful votes
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Satisfied
September 27, 2025

I love using per pay because of the simple fact that I don't have to come straight out of pocket to pay for the products that i'm ordering. They take weekly payments out of my paychecks, which makes it a whole lot easier for me. And i'm very, very, very satisfied.

Date of experience: September 27, 2025
Louisiana
1 review
0 helpful votes
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Great resource!
September 27, 2025

With one exception this is excellent option for FICO challenged families such as ourselves. After three years everything that we have bought from Per Pay has been top notch product worth the money in the end. Customer service is a good job answering and resolving issues as fast as possible. The only concern that I have is the return policy. The fee for returning something that doesn't fit or is the wrong item is a little offputting, but it is something we can deal with. Everything else is so excellent that that seems like a minor detailed to us. Thank you, Per Pay for allowing us to get the things that we need and want without costing a fortune.

Date of experience: September 27, 2025
California
1 review
0 helpful votes
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Saved my credit
September 26, 2025

Perpay gave me credit when I was below 500. That then helped my credit which allowed them to increase my limit. It's been a snowball effect since, and I have now seen 700. Im not saying that is all because of Perpay, but they definitely made it possible for me to get there. I highly recommend, and I will forever be a customer just because I'm so grateful.

Date of experience: September 26, 2025
Louisiana
1 review
0 helpful votes
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Great products, something for everyone
September 26, 2025

They have great products name brand products that able to purchase and every one of them so far that I have purchased from the Dyson vacuum to electric scooter including Nike shoes have been best quality that you can get

Date of experience: September 26, 2025
Florida
1 review
0 helpful votes
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Skeptical to respectable
September 26, 2025

I signed up to help out my boss/friend, I figured I wouldn't find anything I could really enjoy maybe some silly stuff for my mom or nephew, and at first and still I would like to see some other items available but when I found a quality guitar i would most likely never be able to purchase, And I checked the price I would be paying at known respectable dealers/stores and realized the only extra cost would be the shipping I am over joyed. A wonderful experience.

Date of experience: September 26, 2025
Washington
1 review
0 helpful votes
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Its easy to just sign up to see how much your approved for, ots fast and easy. Once you set up your payments plan with your direct deposit you can order some really great products.

Date of experience: September 26, 2025
New Hampshire
1 review
0 helpful votes
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I like
September 26, 2025

I like the service but I think it would be better if I could receive my funds days earlier as most companies I get my funds 2 or 3 days earlier. Because of this flaw I may need to try something else. If you can help that would be appreciated and then I could continue to use the service. Thank you for your time and help is appreciated.

Date of experience: September 26, 2025
California
1 review
0 helpful votes
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Excellent experience so far!
September 26, 2025

Our refrigerator went out and my husband was wondering if Perpay had any, and BAM! 💥 there is one. I have been a customer since 2016 and I love Perpay. An easy way to buy something and pay later. From this family!

Date of experience: September 26, 2025
California
1 review
0 helpful votes
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Easy to use app
September 26, 2025

Perpay is so easy to use and I find amazing things to buy and I've used everything I've purchased and it feels good to know it helps my credit and it's so easy to understand and setup and use

Date of experience: September 26, 2025
North Carolina
1 review
0 helpful votes
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They gave ma a chance when no one did.
September 26, 2025

The website has tons of stuff that you can buy and need. The credit card is also great because you could purchase basically anything with the credit card and it also helps that they take it directly out of your check because it's like you don't even see it and don't have to worry about any late fees.

Date of experience: September 26, 2025
Nebraska
1 review
0 helpful votes
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Amazing program! Love it!
September 26, 2025

I was able to stock up on household products without having to leave my house. The best part is the payments come AUTOMATICALLY out of my check so I can't forget to make a payment! This is awesome!

Date of experience: September 26, 2025
North Carolina
1 review
0 helpful votes
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Excellent resource to buy over time
September 26, 2025

I have been using Perpay for several years now. It is an excellent way to buy things over time. When they came out with a credit card, that was a game changer. It has significantly helped me improve my credit score.

Date of experience: September 26, 2025