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From the business
Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.
Perpay Reviews Summary
Perpay has a rating of 4.6 stars from 2,358 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay most frequently mention customer service, direct deposit and credit score. Perpay ranks 7th among Discount Shopping sites.
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It's good to get things and just let it passively come out your check while building your credit score. Get something, pay it off, get something again. 💯
So far, this experience has been wonderful, and i'm very excited, having a way to build my credit where it's automatically taken out of my check. And reported to the credit bureaus, it's amazing and I can't wait to start.
I purchased about 3 items
Why: I didn't feel like paying all the money upfront
Result: happy with the purchases and I know it will automatically get taken out of my pay check overtime and I. Don't have to worry about late or missing payments
Perpay, what can I say? ITS BEEN A GODSEND! I have been rebuilding my credit from a past divorce and with Christmas that just past it allowed me to give my new wife and my twin daughters an amazing Christmas by using my online credit for some amazing gifts. Also one for me! Usinig my Perpay is easy and the process is flawless. I put money in my account from payroll, then I am extended a credit line for the online stores and also for my card.
I don't have to worry about missing a payment or anything, its all handled in the back during my paydays and my savings.
If your getting your credit on track, or want a easy way to get started PERPAY is the way to go! Give them a try you won't look back!
For what it is…. It's awesome! Really easy I don't even know I'm paying on what I got! Only weird part would be that when you make a purchase it's always asks you to set up direct deposit! Even after you already have set it up! So your left questioning what is going on! If they can clear that up it's nice smooth and easy!
I loved the fact that I don't have to worry about setting aside the money for that bill, they automatically take it out of my paycheck themselves. That's very convenient. I also like that I have more than just one option to pay it off quickly or take a little longer.
I started using perpay for my Christmas Shopping and everything came before Christmas as stated as well as until my card came I was able to use it virtually... Super excited about everything Christmas, my birthday and New Year was done on budget with reasonable payments and time period
This has to be the best way to build credit fast and without paying crazy interest amounts. This is simple fast and effective. If you haven't got one of these cards well what have you been doing, hiding under a rock
You were with my bank overpaying. I was able to withdraw my pay after paying off my first installment payment so I'm feeling pretty good that my credit is gonna look a lot better next month. Thank you for the opportunity.
Applying was so simple getting approved was so simple the fact it comes out of my paycheck before I even get my paycheck is awesome does the thinking of paying down credit for me
Such a brilliant idea to boost credit while purchasing things you need even if that means I pay double the value as I'll have amazing payment history thanks to direct pay automatically
Ive ordered several items from Perpay and they all have been high quality and the convenience of paying from direct deposit is nice. Very large selection of items. Also they report to the credit agencies, thats nice as well. I plan on ordering more from them in the near future
The support team is above reproach and unequaled in the customer service department. They have responded to my mass confusion with easily understandable instruction and super fast to respond!
I received my item literally the day after my first payment went through.
After you're approved for PerPay, they give you a free credit limit. You use that amount on whatever you want from a huge collection of items on their app/site. Once you finish adding what you want to your cart, and order your items, your items start being shipped to you once your first payment goes through. You'll connect your direct deposit from your job, to PerPay, for whatever amount you agreed to on the PerPay app/site. You can finish paying the credit back in a short amount of time, or take your time, it's up to you. The physical card is sent after the first payment.
Never experienced such an easy process to find great high-quality products at such a great price without having to pay for it all up front. The concept behind letting your paycheck direct deposit make your payments for you is the best I've ever delt with. Perpay is hands down the best pay later site in the business!
No issue with the setup process, ordering or delivery.
Direct deposit setup was simple.
Any issue you could consider would be the limited brands available but that is not going to stop me from ordering what is on my list of favorites. Referral bonus fast and simple. I have tried to tell and refer everyone at job.
It's awesome to have propane because it's connected to your direct deposit from your employer so like they never receive a late payment from you cause it's automatic and I like that a lot cause I'm very forgetful
When I don't have any money to spend Perpay is always there, I got my son a Lenovo laptop for school and he loves it
They do what they say and it's affordable payments they don't gouge you and shipping is fast I definitely recommend their service!
Perpay gives great options and opportunities to rebuild credit/restart fresh, with access to your paycheck in advance. I've been able to access funds I couldn't get to otherwise, and rebuild my credit since they report my payments to the credit bureaus (and those payments are coming directly from my paychecks, so hard to miss a payment). Marketplace account has allowed me to take care of Christmas for my daughter, and I'll be able to pay it back overtime. This is very useful for me, as I make overtime and/or bonus pay, so it varies and can be paid back quicker than the schedule they set up. Customer service has been great, a lost package experience was addressed promptly and reasonably, and their website is good for what you need. Only critique would be - the Marketplace screen is frustrating when you hit "back" from a product you're reviewing - when you want to go back to the whole search list, it automatically sends you back up to the top and you have to figure out where you left off, sometimes far down the page. And I'd love to be able to request credit line increases, just like I'm able to request marketplace limit increases / submitting new pay stubs/docs.
The best buying app for my gifts I'm satisfied with all my purchases I found it and always gonna use it thank you for everything I appreciate this app.
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- Sitejabber’s sole mission is to increase online transparency for buyers and businesses
- Sitejabber has helped over 200M buyers make better purchasing decisions online
- Suspicious reviews are flagged by our algorithms, moderators, and community members