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PerpayReviews 2,299

4.6

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From the business

Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.


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Perpay Reviews Summary

Perpay has a rating of 4.6 stars from 2,299 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay most frequently mention customer service, direct deposit and credit score. Perpay ranks 7th among Discount Shopping sites.

service
389
quality
1,202
This company responds to reviews on average within 4 days

We monitor reviews for authenticity

TT
1 review
0 helpful votes
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Very awesome!
December 24, 2025

When it came down to ordering the process was very smooth and so easy when it came time to choosing your payment plan no hassle payment taken out on time the exact amount that you choose

Date of experience: December 24, 2025
Wisconsin
1 review
0 helpful votes
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Using it to raise my credit score.
December 23, 2025

Great for raising credit score… the down side is they're selling objects for double the price you could get from Amazon or company sites. I've also been waiting on shipment of my item forever. Another thing you don't have to worry about buying items directly.

Date of experience: December 23, 2025
Perpay T. Perpay Rep
4 weeks ago

Thank you for your feedback! We're happy to hear that you're enjoying our service so far. Our prices reflect our flexible, no-fee, no-interest way to shop and build credit along the way. We understand our model is not perfect for everyone, and we're always looking to improve. Please reach out to us at hello@perpay.com if you have any other questions or concerns.

Florida
1 review
0 helpful votes
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Best online shopping!
December 22, 2025

I have been shopping with this company since 2015! Perpay is the best online shopping and you can split the payments up to fit your budget. I Loooooove perpay.

Date of experience: December 22, 2025
New Jersey
1 review
0 helpful votes
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Customer
December 21, 2025

I love the fact that I could pay for something overtime and not have to come out with the money all at one time. Also, the shipping is so fast and easy.

Date of experience: December 21, 2025
Illinois
1 review
0 helpful votes
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More More More
December 20, 2025

I love Perpay, I believe I have been using them for a year now and it helps my credit and my payment always goes up.

But can you add Michelle watches back because I really dying to buy one. Add some Dior and more luxury items.

Date of experience: December 20, 2025
North Carolina
1 review
0 helpful votes
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Resourceful
December 20, 2025

Perpay wasn't only there to help me be able to pay over time they really boosted my credit. Prices are very fair, with the time they give costumers to pay. My credit boosted 105 points along with affording top name brands

Date of experience: December 20, 2025
Virginia
1 review
0 helpful votes
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I love Perpay
December 20, 2025

Perpay is a great way to purchase items and not worry about forgetting your payment, its taken out of your check weekly. Its also great for building your credit too!

Date of experience: December 20, 2025
Georgia
1 review
0 helpful votes
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Excellent Card
December 20, 2025

Thank you so much PerPay. I'm really enjoying my card. Payments come out every 2 weeks on time and my limits has increased and so has my PerPay balance increased.

Date of experience: December 20, 2025
Arizona
1 review
0 helpful votes
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I'm so grateful for PerPay
December 19, 2025
Updated review

I have had the best experience didn't realize my direct deposit had for some reason unlinked from my workday. And they allowed me to get my account corrected and kept me active

Date of experience: December 5, 2025

Didn't take long
October 26, 2025
Previous review

So I needed a new laptop I ordered it my payment came out of my check automatically and I'm just waiting for my new laptop to arrive. I hear great things about Perpay and I can't wait until I qualify for Perpay+!

Date of experience: October 26, 2025
Tennessee
1 review
0 helpful votes
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Perpay is the best thing going
December 16, 2025
Updated review

I mean, if I need anything, they got me and as long as you make your payments through the direct deposit program you'll get rewarded you'll get credit increases. I have thank you Perpay.

Date of experience: December 16, 2025

Perpay=Awesome
May 24, 2025
Previous review

I love Perpay. So much stuff and good quality stuff. Gives you the opportunity to purchase items that you are unable to due to your credit. 100% LEGIT! Just setup a little bit of money out your paycheck and get what you want and you don't have to worry about paying the bill. Actually brilliant. Wish there were more places like this. Thank you Perpay!

Date of experience: May 24, 2025
Connecticut
1 review
0 helpful votes
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Super Useful
December 16, 2025

Love the app. Shipping is fast and pretty easy to use. I wish there was an easier way to request items product request is a little difficult on mobile

Date of experience: December 16, 2025
Maryland
1 review
0 helpful votes
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Amazing people
December 16, 2025

I ordered pandora bracelets for my daughters for Christmas they were out of stock by the time my order was pulled and made sure we could get them new replacements and got it out in time for Christmas! Great support team!

Date of experience: December 16, 2025
New York
1 review
0 helpful votes
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Easy
December 15, 2025

It's easy. I just wished certain products weren't more expensive than the actual retailer. It's a convenient way to get what you want without having to worry about having the money for a monthly payment.

Date of experience: December 15, 2025
Mississippi
1 review
0 helpful votes
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Great Card
December 13, 2025

I love the Features of being able to pay with direct deposit weekly to keep the account up to date and not having to keep up with the payments. The card is accepted everywhere and they give me regular credit increases

Date of experience: December 13, 2025
Illinois
2 reviews
0 helpful votes
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Just what I need
December 13, 2025

Easy to you, Excellent service and products. A chance to improve my credit standing. I really appreciate Perpay and will continue to work with them for the foreseeable future.

Date of experience: December 13, 2025
Texas
1 review
0 helpful votes
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Most Convenient App
December 12, 2025

So awesome! Really needed furniture and small things for decor project and Perpay came through! My credit has also increased.

Date of experience: December 12, 2025
Pennsylvania
1 review
0 helpful votes
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Getting approved
December 12, 2025

It was easy to get accepted and get credit but then I had my pay check added to have it deducted and it said I was approved for instant shipping but then it changed and said I had to wait. That was the only thing I was upset about.

Date of experience: December 12, 2025
Florida
1 review
0 helpful votes
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Woohoo!
December 12, 2025

I've ordered toys, Christmas trees, beauty products, stepping stools, outdoor furniture. Perpay is a one stop shop that makes it easy to get some higher priced items that I would have never been able to get.

Date of experience: December 12, 2025
Tennessee
1 review
0 helpful votes
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I have had a great experience with this company. I got my tv very fast and delivered right to my house. The money comes right out of my paycheck so I never miss it.

Date of experience: December 12, 2025
New Hampshire
1 review
0 helpful votes
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My review
December 12, 2025

I have had a good standing with Perpay usually get my orders quickly except the order I made a wk or so ago I still haven't gotten yet… another side note the Perpay credit card says it's not available in the state of NH they should fix that problem…

Date of experience: December 12, 2025