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UnitedHealthcare

How would you rate UnitedHealthcare?
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Utah
1 review
6 helpful votes
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Liars
August 28, 2017

Worst insurance company ever. I called an asked if a hospital was in network for my wife to deliver her baby in. They told me yes they are network. Well my wife had her baby there and we get the bill for over 7,000$ and they said that hospital was out of network. I called multiple times to get it corrected and they still have not adjusted it. This was just the biggest problem I have had with them their are others too. Do not get them.

Date of experience: August 28, 2017
Illinois
1 review
0 helpful votes
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I received the visa for the home visit, I activated it and went to use it 2 hrs later and the money was gone. I made a complaint to the # and 6 weeks later not a word! I may contact visa international and tell them their visa name is being used to scam people!

Date of experience: July 30, 2023
Texas
1 review
5 helpful votes
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Talk like I am animal very bad communication sound. Ask me do I have questions because I was also called yesterday. So, I can't call anymore when I have question. So unprofessional. I don't wonder why they has problem with Methodist hospital.

Date of experience: February 26, 2020
California
2 reviews
23 helpful votes
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Awful. For such a big company with unlimited resources.

1. they use 3rd party authentication that requires you to go to a separate site to log in. Then it asks for this with every link you click. Then once you've logged in, it forgets which link you're trying to navigate to. Awful.

2. the documents that actually contain useful information (e.g. Coverage details) do not exist. You click through 5 links to get to something helpful, and then that document doesn't exist online.

Awful

Date of experience: May 3, 2023
New York
1 review
8 helpful votes
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Terrible Service
February 24, 2021

When I tell you that this company is absolutely awful! They're uneducated. And incompetent. If it was up to them. I would have died. Over them not being able to find an RX number from my policy! For me to pick up my prescription for my asthma attack. They're AWFUL!

Date of experience: February 24, 2021
Illinois
1 review
3 helpful votes
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You guys blew me off on Friday for my doctor's appointment for a post-op then you guys reschedule it for Monday and cancel it again by telling me it was not booked early enough this is not the way you need to do business when you have people that need to go to a doctor an hour away and can't drive

Date of experience: May 15, 2023
Texas
1 review
6 helpful votes
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If you need to call them for any reason, plan to spend an hour or more waiting for someone to talk with answer your question. Even though the message says the wait time is a certain amount of time, it is alway at least 2-3 time that amount of time. Also, they are the worst when it comes to paying claims according to the policy. They always have some reason for short paying so you end up getting a bill. We had Mutual of Omaha supplemental last year and never had to call them for any reason and our claims were paid according to our plan. United Healthcare has the worst customer service ever!

Date of experience: May 24, 2022
Texas
1 review
2 helpful votes
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Didn't cover surgery
October 30, 2023

When I poop, the toilet is filled with blood. A colonoscopy (which was covered by United Healthcare) revealed polys which need to be removed. United Healthcare is denying coverage of the surgery to remove the polys.

Date of experience: October 30, 2023
Virginia
1 review
3 helpful votes
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United Healthcare sent me a bill after I canceled my policy with them. They then refused to provide documentation that I would no longer receive bills and refused to send me documentation that my policy was officially canceled, stating that their "resources are limited," which I found an inappropriate excuse as they have $18 billion in profit. I am still wondering if I will receive additional bills or if they will send the most recent bill to a collection agency or negatively effect my credit score.

Date of experience: August 23, 2022
Utah
1 review
0 helpful votes
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I got tossed around a lot before I got to the right representative. The phone reception and was bad with a lot of background noise. The Reps do not have English as their first language. Hard to understand the accents. Had to wait on hold for a while too.

Date of experience: November 8, 2023
Kansas
1 review
8 helpful votes
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Bait and switch.
April 16, 2022

When you first call to inquire about coverage you will speak with someone who speaks fluent english. However, after you are covered you will never, not once have someone who is understandable and tend to make things worse by their lack of ability to understand and comprehend the English language. Constant issues with covered office visits that youve been using for years will randomly not be covered and then you have the luxury of battling it out with some Indonesian who makes the situation worse!

Date of experience: April 16, 2022
California
1 review
9 helpful votes
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Horrible
June 24, 2022

Kept me in pain while they tried to decide if they should allow my Surgeon to provide lidocaine patches for pain. Dr. Provided the prescription it's covered by the insurance but they won't pay for it until the Dr. Sends a note justifying why I need the pain patches. Forms have to be filled out perfectly or they deny payment. Oh but I can pay for it myself even though it covered by insurance. Management makes stupid decisions but management never talks to anybody. No customer paying for insurance deserves to be treated this way! Don't let them do this to you!

Date of experience: June 24, 2022
New York
1 review
1 helpful vote
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Don't fall for United Healthcare Dental plans. It is a scam. They deny most of the claims based on the history. On top of it they don't let you terminate the insurance plan and if you stop paying them they send your case to they own collection agency.

Date of experience: December 8, 2021
Oklahoma
1 review
1 helpful vote
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United Healthcare denied acute care rehab for my aunt who suffered a stroke, even though it was ordered by her doctor. This decision was made without ever seeing my aunt. And it was made a full week after the request was sent. Apparently United Healthcare uses.the pony express.

Date of experience: October 30, 2021
Georgia
1 review
4 helpful votes
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Worst customer service
October 25, 2022

5 years back or so united healthcare had a very good customer service. Now their customer service is the worst. Never answer a question accurately. They just blabber whatever they know. I am planing to change my insurance specifically because of their poor customer service.

Date of experience: October 25, 2022
Texas
1 review
10 helpful votes
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These Folks deducted auto payments from my checking account for 3 years. When i called to make a request for a claim they told me My policy was expired but yet they collected auto payments from my bank for 3 years. Called 3 supervisors and have yet to get an explanation or a refund for a policy that never existed. Beware of this company's unethical business practices.

Date of experience: December 17, 2020
Colorado
1 review
3 helpful votes
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On day 19 of 100 possible Medicare rehab days, UH began forcing cognitivally challenged man out of successful rehab and into long term care/warehousing him. He had lived in the community his entire life and had prior full physical independence. He was improving greatly with guided rehab. Rather than help him fully recover with more Medicare days and return home, they are forcing him into residential where he will only receive bare minimum exercise, and decline further. They will make a profit by doing this, and the govt. Will have to pickup the tab for 30+ years? Great plan. He is only 62 and in otherwise excellent health. Was bedridden for 8 weeks due to illness/injury and they expected him to be fine at day 19 or "lets just warehouse the mentally handicapped man." Never could get a straight answer on why. Their attitude was "we don't care." DD discrimination. Treat everyone the same---all for their profit. Shame on you for treating a vulnerable adult this way. Dispicable.

Date of experience: February 18, 2022
Arizona
1 review
9 helpful votes
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United healthcare is good so far however their programs suck. Healthy benefits are a rip off. They take your money but provide nothing in exchange. It is more a headache than a benefit! Also when I try to contact Uhc my navigator is never there. I have been cheated manumy times by the people at healthy benefits and I am considering taking legal action. I give them a zero 0 rating! They offer dental services but impossible to find a decent dental office for this service.

Date of experience: March 28, 2023
Texas
1 review
6 helpful votes
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I had a uhc house calls visit from a nurse practitioner. Are was very nice and professional. She went through my medications. I explained each medication in detail to her. When I received her summary in the mail, it was mostly incorrect. Medications I am taking for HEARING problems, prescribed by my otalaryngolgist, she instead put down I was taking these medications for heart failure, depression, hypertension, anxiety disorder, and atherosclerosis. I have none of those maladies. But, now it's on record. It will affect my life insurance premiums and my health insurance premiums in the future. It possibly can even prevent me from getting a legal firearm, if I decided I ever wanted one. I called the house calls number. The representative I spoke with did not sound happy to hear what I had to say. She said she'd submit my complaint. I'm not hopeful about this situation.

Date of experience: May 24, 2022
Alabama
1 review
4 helpful votes
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Poor customer service
January 5, 2023

Been on hold for over an hour. The hospital has been on hold for an hour too. My husband needs a treatment they wont approve trying to call. No one will respond or answer. This is the worst company. To make it worse they don't even cover as much.
They require prior authorization but do not answer the phone and are not helpful when they do.

Date of experience: January 5, 2023

Overview

UnitedHealthcare has a rating of 1.4 stars from 258 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers dissatisfied with UnitedHealthcare most frequently mention customer service, united healthcare and insurance company. UnitedHealthcare ranks 128th among Health Insurance sites.

service
139
value
131
shipping
8
returns
8
quality
126