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How would you rate CashNetUSA?
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South Carolina
1 review
4 helpful votes
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Complaint of the company
December 17, 2024

This is a very bad company
Please do not get a loan from this company! It has horrible interest fees! I regret getting this loan

Date of experience: December 17, 2024
Washington
1 review
1 helpful vote
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Scammer
November 15, 2024

ROBIN WILLIAMS CONTACT ME TELLING ME THAT TO PURSUE WITH THIS LOAN I NEEDED TO GO AHEAD AND SIGN THIS DOCUMENTATION THERE ARE SO MANY MISHAPS IN THE DOCUMENTS MISSPELLED WORDS.

Date of experience: November 15, 2024
Texas
1 review
7 helpful votes
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Approved but not funded.!
June 23, 2023

I was approved for a loan on 6-22-23 and still haven't been funded.! When I call they say the money is processing but they are sending me emails that I owe them this Friday.! Why am I paying y'all if I haven't received my loan.?
They don't fund the same business day.!

Date of experience: June 23, 2023
New York
1 review
13 helpful votes
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SCAM!
July 19, 2023

How do these people sleep at night knowing they are robbing people who are at their lowest!? Taking food out of toddlers mouths!? People getting a loan are obviously struggling and you want to make your customer who took out a $500 loan and paid it off, but then told you that you still owed another $800! At that time I lost my job and they were no help whatsoever. Now they are saying my balance is $2,700! Karma is a &$&$H!

Date of experience: July 19, 2023
Louisiana
1 review
2 helpful votes
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If you need some cash. Try a credit card. This company will have you paying the rest of your life. Minimum payments are high and don't even cover the interest. If you looking for an advance and plan on paying it off within the month then maybe. Tho I'm sure they are cheaper cash advance places. I took out a loan to start a business and planned on making the payments until I realized I wasn't even paying the full amount of the interest. So I stopped the payments and will just have to wait for business to get going before I pay them off. I didn't want to do them that. But they should really be more reasonable about they're loan term. They worse than the mob at this point.

Date of experience: August 18, 2023
Texas
1 review
14 helpful votes
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They convinced my husband he'd be getting 10 grand deposited into our account BUT he had to go buy Walmart Visa cards to cover insurance and boost his credit score. He thought after the first time something was off but didn't listen to his gut instinct. Now WE owe our bank 3 grand thanks to this man Matthew who is sooo convincing! The FBI Fraud department has been notified and they will get you! I hope others read these reviews before they're screwed our of their hard earned money!

Date of experience: July 10, 2023
Maryland
1 review
3 helpful votes
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I gave them my information for my bank,and the card information, Told me that they would send me some money too my account I would have to go and get cards or Walmart, or western union, with the money they sent me...this was supposed to prove that I was not someone with fake bank account,
Then. The last information they wanted my was my bank app. Password!
To me this reminded me of passed scams that occurred in the 80,and 90
Now. I have to go and. Make another account and a new card too...They were so insisted on doing this way...

Date of experience: July 14, 2023
Louisiana
1 review
2 helpful votes
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Should be 0
June 15, 2023

This scam is bogus. They only want people that bank with "popular " banks as i was literally told. They say Capitalone is not a traditional bank "to them". What are they even talking about? I was denied because I use Capitalone bank literally. They are a complete waste of time and should be out of business.

Date of experience: June 15, 2023
Alabama
1 review
2 helpful votes
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Worst of the worst
September 6, 2023

This company is fraudulent and unless you want to drown yourself in a gigantic amount of debt I would suggest your stay far away! Consider reputable companies such as EarnIn or Dave for payday loans.

& to Kiara J. Who addressed everyone regarding their low rating…Bih Stfu because everyone has the right to their own opinion. Everyone obviously doesn't have the same experience you genius. Next time you decide to dismiss others option how about you think before you speak you idiot.

Date of experience: September 6, 2023
Texas
1 review
20 helpful votes
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Rape is legal
June 2, 2020

I paid my loan off in full as all it did was bury me farther in a hole@ 299 % interest. It makes me feel so good to know that there are companies out there like yours just waiting to rape people of there $ in the most desperate of times. Hope every last employee & owner sleep well!

+1
Date of experience: June 2, 2020
Louisiana
1 review
10 helpful votes
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DO NOT WAIT IT OUT
July 29, 2022

Please do not make a loan, specifically cash advance with Cashnet.com. Their customer service is great but terms misleading. As you make payments your loan will continue to increase. I've made my first few payments and my loan balance is higher than when I originally made it. Save yourself the problem, just wait it out.

Date of experience: July 29, 2022
Florida
1 review
19 helpful votes
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I tried out this service because of one of my family members. Worst mistake I could have made. Yes they deposit the money in to your account fast either the same day or next day. The problem is they charge an interest fee everyday. So even if your making your payment on time or even over paying it's hard to even pay it off because of the interest fees that they charge. Which I didn't not no because I did it online. Talk to someone ask questions before signing up. I would not recommend this to anyone.

Date of experience: March 30, 2022
Utah
1 review
5 helpful votes
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Illegal Harassment
August 12, 2023

I never borrowed funds from Cash Net USA
They do not provide evidence of funds borrowed. As a collection agency, they threaten me with arrest. They harass me at 12am and then at 7am. Stay away from this company. They swear at me and attempt to intimidate me.

Date of experience: August 12, 2023
Wisconsin
1 review
15 helpful votes
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I've gotten a couple loans from this company, but the interest is out of control, talk about ripping people off in the time of need. Say you borrow 800, get on a payment plan because let's face it this why you took out a loan, 11 months, by the time you've paid it off, you have paid over 1600 in interest. Completely taking advantage of people who really need help, especially now days times are really hard. Will not recommend this company too no one. I'm done being desperate & getting taken for a ride. Shame on you cash net, learned my lesson, got two jobs to survive instead of using someone to use me. Bye!

Date of experience: April 24, 2021
Florida
1 review
9 helpful votes
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I borrowed $950 and end up paying back almost $4,000 the interest rate is 300% and every day they add interest on your account so every month that you pay it's just a free payment that goes in their pocket until you're completely paid off because you have everyday interest do not borrow if you can help it.

Date of experience: December 28, 2022
Florida
1 review
5 helpful votes
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PLZ STAY AWAY
April 22, 2022

These ppl boy I tell you. Will not work with you. At all. They're built to break you down even further. You better be sure you have the money to pay them back ASAP. No matter how small the draw amount. I mean it's like financial rape. Please if you have no other option, and I totally get that, be sure that your income is sufficient enough to accept anything from them. Please. I starved myself many days and was nearly kicked out of my apartment a couple of times because of them. It's not worth it at all honestly. Go with a local payday loan instead. I'm begging you.

Date of experience: April 22, 2022
Louisiana
1 review
9 helpful votes
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Horrible
June 13, 2023

Don't use Cash Net Usa unless you're ready to sell your soul. Payments are 200-300 a month. If i need a loan, what on gods green earth makes you think i can pay that? I've paid over $600 on it and it's now ABOVE what i got. Makes no sense.

Date of experience: June 13, 2023
Tennessee
1 review
14 helpful votes
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Cash net is fraud!
September 27, 2021

I pay my balance off in full three days later they snatch $214 out of my account and would not let me close my account. I do not recommend ever ever ever using this service especially with a 250% interest rate. $1500 cost me $2500 in a month and a half. I recommend you taking them to court and see what your rights are.

Date of experience: September 27, 2021
Wisconsin
1 review
4 helpful votes
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If you're struggling with money, turn to somewhere else. You will struggle much more if you take this loan. It is an absolute scam, with interest so high, you'll never be able to pay it back. A person in need of financial help, will not do themselves any favors by taking this loan. Worse than loan sharks.

Date of experience: June 24, 2022
Tennessee
1 review
14 helpful votes
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Y'all please don't use them for a loan, I borrowed right in the middle of the pandemic (700.00). I started paying it, but it wasn't going down, turns out they were adding daily interest, without me knowing and it wasn't disclosed to me, ( I would have never agreed to this and said just forget it) because that's crazy and deceitful of them. And now people are calling years later with threats of a "forceful recovery " and sending text messages about a missed payment. And that my bank blocked them from getting a payment I never agreed to. It's starting to make me mad honestly. What are y'all doing about these phone calls and threats? Are you paying them?

Date of experience: April 23, 2023

Overview

CashNetUSA has a rating of 1.3 stars from 107 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers dissatisfied with CashNetUSA most frequently mention high interest, bank account and customer service. CashNetUSA ranks 134th among Payday Loans sites.

service
58
value
54
shipping
5
returns
5
quality
52