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Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.
Perpay Inc. has a rating of 4.5 stars from 1,626 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay Inc. most frequently mention customer service, credit score and direct deposit. Perpay Inc. ranks 9th among Discount Shopping sites.
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This is for those of us who need a fast line of credit and affordable payments that fit the budget. Just great. All my friends know about this. Thanks
It going well so far, no issues, and all my items came perfectly packaged.
Everything I've ordered thus far has been beneficial to my household and with the Perpay payment plan in the shopping tab it's all affordable
It has been a blessing for me and I recommend it for anyone you wants to shop and build your credit too I'm loving it
Thank you for wonderful customer service my first tv stand was stolen off my porch and they quickly replaced it and I received it today and I'm so happy with all my stuff I even ordered more! Thank you!
I enjoy using it to build my credit I just wish I could see my remaining payments
Convenient, easy to use, and quality products. Overall a great way to get all you need when you can't afford to buy it out right.
Was a easy purchase even got sent 2 products and the return of second was drop off and go easy to return
Every time I go to check out it says identity not verified what do I do
Its a great experience and love that it help me keep up with everything
This company is the best ever i had and got my credit score pull up and easier payment no missing. Love those what i order
Great app some
Savings but what gets me is the high shipping fee and then another fee for shipping from Perpay
I been with them for a few years now and this probably is the best thing I've seen
The app very easy to use. Payments are reasonable. Store variety is great. You can use this app to save money for a rainy day. Or for purchasing items with monthly payments.
I am not happy with my order at all. I ordered 2 items the Beats over the head headphones and received wireless headphones and a blue iPad that was supposed to come with a blue case and the case was pink. I am so upset because these items were for my son's birthday and you have to go through hell to be able to send it back. I don't think I will be using Perpay anymore.
We're so sorry to hear about the mix-up with this recent order and understand how frustrating this must have been—especially with it being a gift for such a special occasion. We appreciate the feedback and would love to assist you to the best of our abilities to ensure a resolution is reached. A team member has reached out with the next appropriate steps we would need to take in order to resolve this issue, please respond to their message, and they will take care of the rest from there!
I've been using Perpay for a few months now, and I honestly wish I had found it sooner. It's one of the few platforms that truly understands how to meet you where you are financially, especially if you're working on improving your credit or don't have access to traditional financing. What I love most is the Pay-As-You-Get-Paid model—it's simple, stress-free, and fits right into my budget. You make smaller payments each payday instead of a huge upfront cost. The automatic deductions are predictable and convenient, and there's no interest when paid on time. They also report to the credit bureaus, which has already helped boost my score—something a lot of "buy now, pay later" companies don't do. Plus, the online marketplace offers quality products (name brands too), and shipping is surprisingly fast. Customer service has been responsive when I had questions, and the app is easy to navigate. It's a solid tool if you're focused on financial growth, building credit, or shopping smarter without falling into debt. Highly recommend for anyone looking to buy with intention and build responsibly!
Super helpful to get some gifts for holidays when you don't have cash in hand and waiting on paycheck 😍🥰 they very much have everything here, it helps me get things that me and family needs and we have more time to pay and it's will tell you exactly how much payment is will take out from my paycheck so I can manage my financial plans, Love it 😍 PerPay
Best place I have ever dealt with. I love it. I have not enjoyed anywhere else as much as I have enjoyed Perpay!
The merchandise is always good and on time and great quality
My experience with Perpay has been terrific no hassle easy process
The price of the product is higher than standard retail, but the convenience and the credit building dynamic makes up for it, in my opinion.
Answer: They are 100% reliable. I have ordered multiple nothings NEVER had an issue. If I reached out to customer service they respond within 24hours. Try it once and you won't be disappointed.
Answer: Yup! I use it pretty often. I have terrible credit and it helps me get things. Not to mention after using them for a while they also gave me a credit card with a $500 limit!
Answer: They only take out your payment the rest goes to your bank
Hi there – thanks for reaching out! It sounds like your account still needs to complete our identity verification step. We take security seriously, so verifying your identity helps us keep your account safe. Our team would be happy to help you move forward — just send us a quick note at hello@perpay.com and we’ll walk you through the process.