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How would you rate Capital One?
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Florida
1 review
0 helpful votes
Follow GinnNDoug C.
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Paid a 2000 bill in full to be charges 35.06 interest on a 0 balance? When I call got someone who couldnt hardly speak English and supervisor seemed to not be bothered with the charges because we never paid in full till now, sad had I known ahead in advance I would've never paid in full...won't be using your credit card again

Date of experience: June 4, 2023
Indiana
1 review
0 helpful votes
Follow Sarah C.
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I disputed a charge after being overcharged the wrong amount. The merchant didn't even wanna speak with me and she didn't even speak English. Complete con artist. I explained to the Capital One representative that I got screwed over and I tried to speak to the merchant. There was also a camera in the lobby that evens shows the merchant not wanting to speak with me. It was only a super small amount. Well two months later, my claim got denied. Because it's based of "quality of service, and I need to contact the merchant". Are you kidding me?! I made it super clear that I tried to speak the merchant who didn't know English and screwing people over. Capital One use to be really good. But they have completely degraded themselves.

Date of experience: July 16, 2023
Georgia
1 review
0 helpful votes
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Auto loan nightmare
September 26, 2022

My loan achieved maturity in June and suddenly I owe another 3400 dollar. Customer service is garbage, they have stayed that capitol one does not care about the customers. They just want more money. As a disabled veteran, one would think that the company would want to help. Instead, they have made outrageous demands for the remainder of the sum, and can care less that IF I agreed to their demands I would be left pennies to live on a month. I paid over ******* dollars on a ******* dollar loan, but now they want to repo my car over 3400 dollars they claim I owe, and refuse to allow for any type of flexibility to make restitution IF the money is actually owed, or refuse to show why they claim the money is owed. This has become a nightmare for me.

Date of experience: September 26, 2022
New Jersey
2 reviews
0 helpful votes
Follow Mohammad R.
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Very bad customer service by a specialist. Quite frustrating experience in getting replacement card by over night delivery. Don't want to name the girl here but explain if I am contacted by a senior customer service manager.

Date of experience: June 10, 2022
California
1 review
0 helpful votes
Follow john t.
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Capital One makes it very difficult for a small business to use their card. They require verification for online purchases like airline tickets, and only the main point person for the account can do this verification. So if you are a small business with numerous cards, this one person has to be available to verify any purchase for all of the cards - very inconvenient. And trying to get a knowledgeable customer service rep on the phone to help is a waste of time! Avoid Coleen (agent ID ITR057) at all costs! She can read you quotes from the Company's policy manual - but that is as far as her help goes...

Date of experience: September 12, 2022
Kansas
1 review
10 helpful votes
Follow H' J.
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April 2023. The worst available with the worst amateurs, who simply do not understand a dime about business or Customer Service. A bunch of stupids without professionalism they don't.n know how make better communication with customer, gain valuable insights about your customer journey, boost customer satisfaction,not using the right tools tell you exactly how poorly prepared these Capital one employees are.

Date of experience: April 3, 2023
California
1 review
0 helpful votes
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Rough interest charges
August 10, 2023

I have two credit cards with capital one ( one was given by online trick, it seems I needed to update my account, but it was applications for another card). My building cycle is every 3rd and even I pay my statement in full, I still get interest charges ( 20% each month). I tried to let them know that their automatic service is " broken " that for $136 balance they can't charge $23 interest the month, but they still go round and never want to understand… if you are good on math never open credit account with them, it will hart your brain every month.
I think they will not go far with this strategy.

Date of experience: August 10, 2023
Virginia
114 reviews
844 helpful votes
Follow Frank C.
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As a long-standing Capital One customer I can definitely recommend this site and all of the services that Cap One offers.

The site is laid out very nicely, with quick log-in and full function for all my financial products. You can pay on your credit card(s) directly with no fees, and the website is always up to date and very fast!

Security, service and information... this site does it all. I recommend that you check it out!

Date of experience: March 3, 2010
Ohio
1 review
0 helpful votes
Follow Krista W.
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I have never had such a horrible customer service experience. I call complaining about what seems like a scam and that you are taking money from people not making them aware they are accruing daily interest until they make 2 consecutive full payments. Which to me sounds like an absolute scam and is not okay. And your customer service rep has the nastiest attitude with me and gives me absolutely zero help. I end up canceling because your rep was so rude. Then after I cancel my card you continue charging me my auto-payment of $60 when my balance is $0. So my card is at -$60 but there is no account to be had. So I call once again and I can only be issued a check, you can't somehow replace the money back into the bank account you stole from. But it doesn't end, then the check is mailed to the incorrect address after your customer service rep updated my address in your system to the correct mailing address. What can I say worst credit card company ever.

Date of experience: March 6, 2023
Georgia
1 review
1 helpful vote
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Capital one bank
July 15, 2022

Worst internet bank in procedures. I bought CD on line find from my external bank saving account.
Capital one withdrew the fund within two days
And it took them 15 days to process it and show the CD was funded. No email or other wise informing or confirming any action. Way below my expectation and way below other internet banks standards.
Stay away from capital one

Date of experience: July 15, 2022

Overview

Capital One has a rating of 1.2 stars from 936 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers dissatisfied with Capital One most frequently mention customer service, credit card and bank account. Capital One ranks 297th among Banking sites.

service
589
value
553
shipping
31
returns
36
quality
557
+93