Horizon OutletReviews 91

I applied for this card and was accepted, then I changed my mind. I called twice and each time the "supervisor" talked me into giving it a try. I was well aware that it wasn't a mastercard or visa. I received my card and decided to buy a few things, which is difficult because they have very little to purchase and I could shop at Goodwill and get better merchandise. I went to check out and it wanted my mastercard or visa number to charge the $50 shipping fee. If I had a credit card why in the f**k would I need this piece of crap. Then I started digging, everything they tell you is bull$#*!. This card does nothing to restore your credit. I called to cancel and demanded my $29.95 back, I had to go through 3 people trying to change my mind before I had to get nasty. Even after they gave me a confirmation number for cancelling and assuring me I would get my money back they tried to get me to apply for a car or payday loan. Stay away from this farce of a company.

They got my 39.95 and told me I had a 500 credit limit so when the card came I pull up the site and its to a damn outlet you have to buy stuff from them after reading some of the reviews I was like hell neah I call to cancel this card I had to go there three people before they would refund my money,,,, they tried to increase my credit limit to 1000 to stay with them again I told the third person hell neah give me my money back! The damn girl finally get I was not playing she refund my full amount of 39.95

After receiving my card a week later, I finally decided to activate my BRAND NEW CREDIT CARD and start rebuilding my poor damaged credit. I then looked on my card and wondered why doesn't it have a Visa, Master Card or American Express stamp on it. I immediately went online to investigate and while typing in the search engine, the reviews for this card pops up. To make a long story short, I must thank all for taking the time for writing your honest reviews on this garbage card and preventing further financial damage to my account. I ask all who are reading this to make looking at reviews, for anything, a common practice.

I find it sad that EVERY ONE of the one star ratings are due to the fact that the people did not read the basic agreement. The application I signed CLEARLY STATED that this was a membership agreement to a store where they DO offer credit on purchases FROM THEIR STORE, just like a J. C. Penny's or Sears card. This shop happens to be online. The products are great. I am impressed with the selection & quality. I gave 4 stars only because the prices are a bit high, but not higher that a 20% rate on a regular credit card, but this card has a $19.99 monthly fee instead of an APR. So PLEASE READ what you're signing. This is not a scam. It states exactly what it is, and they deliver. QUIT giving one star ratings if the mistake was yours. I was looking for REAL reviews, to see what other people liked, but they are hidden by the piles of one star ratings by morons who didn't read the application. It's not even in the fine print! It's plain as day,... This is a credit card for a specific online store. Sorry for the rant, but seriously people, some of us actually do read reviews to base our decisions on. It is difficult to wade through this stupidity.

Those of you who say the company did not tell you it wasn't a credit card, if you had read the terms and agreements it clearly stated that is not a credit card. That you have to shop from their online store, so I don't no what you are mad about. The customers who complain about the quality and time it takes to receive the products have a right too, I'm just glad I read before I gave them my social security number and other information.

Was under the impression it was a credit card. You can find better items at a thrift store, than what you can find at their "outlet".
I called to cancel my acct. They transferred me 4 times! And 3 out of the 4 women i spoke to, tried to actually get me to dish out more $$ for a larger credit line! Wtf?! Had to literally get loud and threaten them with legal action, just for them to refund my processing fee, which they told me would take up to 2 wks for it to be refunded back into my bank acct. Didn't take them 2 wks to take it out my acct. Why does it take that long to give me back my $$!?

While shopping at Green Hills Mall a friend and I and other customers saw a woman who we were told was an Assistant Manager of the mall being extremely rude to a worker. This is a very night upscale mall and it is very hard to understand how anybody in such a high position could be so rude to an employee in front of customers. He was selling those Hover Boards. He didn't know her name but she was Blond and just very unfriendly. Hard to go back in there.

I should've looked into this more before allowing a family member of mine to actually get this. She was under the impression that it was a credit card like any other one. I didn't get to look at anything before she did it. I'm going to suggest that she cancel her card and get her money back. This is ridiculous. I don't usually trust random $#*! cards that I've never heard of before and I had a feeling that it was weird. Definitely Definitely going to tell people not to go with this.

I wanted to add more to this review followed by a few screenshots of their website to show how overly priced and generic their merchandise is. Very very terrible site total rip off get your money back and tell everyone NOT to sign up for this.

I was unaware that 2 charges were coming out of my account 1 for benefits for 19.99 and another for the store for 25.00 a month I never needed the benefits so they canceled the 19.99 and only charged me 25.00 a month for the store 100% goes towards paying off the balance of the store and no fees at all now. I have seen that it has helped my score with trans Union but now after I made the last 2 payments a error occurred and said I made a late payment when I never did and now my credit score dropped 75 points this is ridiculous and needs to be corrected. I'm paying off my balance and canceling this card I am very unhappy with the site and the level of professionalism.