So I had run into some problems paying my mortgage. Working to get straightened out. No where near foreclosure but am behind. Mr Cooper sent somebody into my house to "inspect" They proceeded to Winterize everything claiming the house was abandoned. I came home from work to find doors wide open. Family room and kitchen trashed my refrigerators and freezers empty. Now that the kicker to all this is. In one of the freezers I had been stashing cash to pay my HOA dues. Had about 2200 dollars in a box in the freezer. Been trying to get answers out of Mr Cooper but all of a sudden not a peep. They hound me constantly for the past due even though there is good faith agreement in place for the past due. But trying to get an answer now. Not a peep
Their sales team tries to force you into completing a refi with them. If you choose to refi at another institution they charge crazy fees to give you a payoff quote. They are rude on the phone and refuse to remove any of the fees. They charged fees for county recording fee without even knowing what the county recording fee actually is. They are untrustworthy. Stay far far away from this lender.
This company has the worst customer service in the world. I've never written a review (bad or good) in my life and this is the first. Now I should've checked these other people's reviews before I started. I tried to refinance for 4 (?!) months and on the very last day of closing I didn't even get a call about it. I called multiple people including my loan officer furiously multiple times, but to no avail. I wasn't able to close and all I got later was an email that said that they're sorry for the miscommunication but would I like to try again.
Their names are: Victoria Chu and Gabrielle Amador. Do not work with these two.
We needed a release of lien for a real estate transaction. Cooper said that it was paid off, but refused to send us the release. Then they said it was not completely satisfied. We gave them the option to provide us with a balance due and the option to send the intent to release. Mr Cooper won't do either... even after quoting our state's real estate law, they are not honoring either option we gave them.
The lender in this transaction has been clear to close for 3 weeks now... and Mr. Cooper is holding up the lives of a dozen people while they just sit on their thumbs. I couldn't be more frustrated and will NEVER use Mr. Cooper again... and I will also actively dissuade everyone I know not to use them either.
My mortgage originated with Bank Of America. It was sold to these creeps. I sent a mortgage payment at the beginning of one month - only to have Mr. Cooper pretend that I didn't send it. To make matters worse, "Mr. Cooper" decided to extort that money from me, and kept my credit score hostage. In the meantime, I recieved all sorts of very questionable collection phone calls, and no promise to withhold cashing the earlier check in consideration for the payment I arranged online. This is not a legit organization. If your mortgage lender sells to these jerks, CHANGE LENDERS IMMEDIATELY. Not kidding, this organization is a sick joke set up for the purpose of robbing you.
If you are unfortunate enough to have had your mortgage sold to this scam company or their former entity, "Nationstar' my best advice is to file complaints early with your state AG and. / or Consumer frauds dept. If you happen to be in NY you may also want to contact Nina Pinada at ABC TV in NYC. She did a wonderful investigation of these crooks a couple of years ago and I'm sure she would like to do a sequel.
Forget wasting your time with their"customer service" Instead send all your complaints to their CEO. ( with copies to the AG and Consumer Frauds dept.)
Jay Bray. CEO
Mr. Cooper
8950 Cypress Waters Blvd.
Coppell, TX *******
I paid all my mortgage fully because their unpleasant attitude. Then, they still made my life misérable. They did not send me the deeds and ping-pong me about the paperwork. Ow... we did not receive the money, ow... the account receivable pregnant, got mosquito bites and so on... thousand excuses. After months, they told me that I supposed to have contact with the city about the deed.
How misserable they are? The customer service was very calm to response my angry. I guess it is what they do everyday.
Sure, I will report them to BBB.
I'm on ssdi not by my choice my injury changed my life. And when bank of america sold my loan to mr cooper my payments went from 532 a month to 732 a month. I asked if they would move my payment date to the 27th and this way I can make the payment. They said make two payments and then you can make the change yourself and then they knocked off the fees jumped my house up to 832 a month. They are very ungrateful. I hate mr. Cooper they suck..
Mr Cooper paid my homeowners insurance twice and then did an escrow analysis which raised my payment substantially. They not only refused to take any responsibility or actions to help restore the error, but they also made it very difficult for the insurance company to refund the overpayment. When my insurance company finally was able to get the money back to them, they held it for two weeks before putting it back in my escrow account. Then another week to prepare a new escrow analysis. I was forced to pay one payment at the erroneously high amount. I filed a complaint with them and got a letter back saying that they would have a response no later than July 24. It is now August 5 and no sign of a response. Borrowers need to have some rights including input on who the servicer should be. Mr Cooper bought the servicing from the lender that originated the loan; the loan itself was sold to FNMA. Complaints pending with state regulators and BBB.
My mortgage was sold to these guys a few years ago. They have screwed up my escrow account repeatedly and increase my payment by over $200 a month in barely over a year and I had a fixed rate. Went to refinance earlier this year with them, thinking this would be a quick process since they already had all of my records. They kept asking for new documents, or documents previously sent, days/week would go by and I'd hear NOTHING from them, the timeliness and communication overall was really bad. Then after 4 months... 4 months. They declined by refinance although I had well over 50% equity. They said they'd do the refi after October, when I had more income, which wasn't needed at all! Went with another company the following day, and closed with a lower interest rate in 3 weeks! They just wanted to keep my loan at a much higher interest rate and had no interest in doing whats right for me, their customer! I couldn't be more disappointed in this company! Run from Mr. Cooper!
Answer: BECAUSE 1 STAR IS THE LOWEST THEY CAN BE RATED-IT SHOULD BE -0- STARS. THEY ARE HORRIBLE.
Answer: They are the worst company that ever existed. Quickly refinance your mortgage elsewhere. I am. They conveniently lost my payment and damaged my credit as soon as I started the refinance process. Go figure. Make public complaints. CFPB, BBB, Yelp, Twitter, Facebook. Everywhere. They need to be shamed out of business for treating people the way they do.
Answer: Good luck. Mr cooper will not help you. They are the worst
Answer: And all of my 61 years I have never experienced such an unscrupulous company. They have ripped off so many customers I cannot believe that they are still in business. They can change their name but they have not changed their practices. I hope To be involved in a class action lawsuit against them. I will hire an attorney to fight them.
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Mr. Cooper has a rating of 1.3 stars from 425 reviews, indicating that most customers are generally dissatisfied with their purchases. Mr. Cooper ranks 178th among Mortgages sites.